Peer reviews

AI-assembled from public SEC filings

Life insurers peer review

Descriptive comparison assembled from public SEC filings and verified companyfacts.

Descriptive comparison — not investment advice. This feature-specific review is assembled from a frozen evidence pack of public SEC filing quotes and verified SEC companyfacts numbers. It is descriptive only and makes no judgment about which company is better. It is not a rating, recommendation, endorsement, forecast, or investment advice. Figures are as of their cited filing dates. See Disclaimer.

Methodology

The cluster is selected mechanically from public SEC SIC 6311 companies already present in grepcent's processed universe, sorted by latest reported revenue. It is separate from the property-and-casualty insurer review because life, annuity, reinsurance, and protection models have different statement structures. The review publishes no proprietary index-membership labels.

Pack hash: e1348d2d60a83937908d61c4284d0f72ce5c193c1cd2688c6b79acc9771b6b4c. Generated: 2026-07-21.

Verified Quantitative Matrix

Numbers are templated from frozen SEC companyfacts-derived facts already verified by grepcent. Fiscal periods and filing dates are shown in each cell; code-computed comparisons below only use calendar-aligned periods.

Code-computed comparisons

• Latest reported revenue range: range endpoints are GL (5,994,318,000) and MET (77,084,000,000). Calendar period: 2025-Q4. Computed from facts NUM_GL_REVENUE_FY2025 and NUM_MET_REVENUE_FY2025; no authored numeric comparison.
• Reported net margin range: range endpoints are CRBG (-1.98%) and GL (19.37%). Calendar period: 2025-Q4. Computed from facts NUM_CRBG_NET_MARGIN_FY2025 and NUM_GL_NET_MARGIN_FY2025; no authored numeric comparison.

Market-risk companion: risk and factor comparison from lmfin. It is descriptive and separate from the SEC fundamentals review.

Narrative Matrix

Gate summary

Facts: 61. Claims survived: 0. Claims dropped: 0. Cells quarantined: 60.

Quarantined quantitative rows

• operating_margin: Only 2 of 10 companies have a verified fact; threshold is 4.
• free_cash_flow: Only 1 of 10 companies have a verified fact; threshold is 4.
• capex: Only 1 of 10 companies have a verified fact; threshold is 4.

Quarantined dimensions

• business_model: No verified cells survived the gate.
• geographic_customer_exposure: No verified cells survived the gate.
• capital_allocation: No verified cells survived the gate.
• stated_strategy: No verified cells survived the gate.
• idiosyncratic_risks: No verified cells survived the gate.
• recent_narrative_change: No verified cells survived the gate.

Quarantined cells

• MET / business_model: No direct dimension-relevant quote survived the evidence gate.
• PRU / business_model: No direct dimension-relevant quote survived the evidence gate.
• RGA / business_model: No direct dimension-relevant quote survived the evidence gate.
• CRBG / business_model: No direct dimension-relevant quote survived the evidence gate.
• LNC / business_model: No direct dimension-relevant quote survived the evidence gate.
• VOYA / business_model: No direct dimension-relevant quote survived the evidence gate.
• GNW / business_model: No direct dimension-relevant quote survived the evidence gate.
• BHF / business_model: No direct dimension-relevant quote survived the evidence gate.
• JXN / business_model: No direct dimension-relevant quote survived the evidence gate.
• GL / business_model: No direct dimension-relevant quote survived the evidence gate.
• MET / geographic_customer_exposure: No direct dimension-relevant quote survived the evidence gate.
• PRU / geographic_customer_exposure: No direct dimension-relevant quote survived the evidence gate.
• RGA / geographic_customer_exposure: No direct dimension-relevant quote survived the evidence gate.
• CRBG / geographic_customer_exposure: No direct dimension-relevant quote survived the evidence gate.
• LNC / geographic_customer_exposure: No direct dimension-relevant quote survived the evidence gate.
• VOYA / geographic_customer_exposure: No direct dimension-relevant quote survived the evidence gate.
• GNW / geographic_customer_exposure: No direct dimension-relevant quote survived the evidence gate.
• BHF / geographic_customer_exposure: No direct dimension-relevant quote survived the evidence gate.
• JXN / geographic_customer_exposure: No direct dimension-relevant quote survived the evidence gate.
• GL / geographic_customer_exposure: No direct dimension-relevant quote survived the evidence gate.
• MET / capital_allocation: No direct dimension-relevant quote survived the evidence gate.
• PRU / capital_allocation: No direct dimension-relevant quote survived the evidence gate.
• RGA / capital_allocation: No direct dimension-relevant quote survived the evidence gate.
• CRBG / capital_allocation: No direct dimension-relevant quote survived the evidence gate.