Reading Financial Data - Step by Step / Reading different kinds of companies
Reading an insurer
An insurer's statements combine insurance activity with a large investment balance sheet.
Concept
Insurer revenue can include premiums, fees, and investment income. Assets often include investments that support policy obligations.
Worked Example: Read MetLife as an insurer
- MET latest reported revenue was $77.1 billion for fiscal 2025.
- MET assets were $745.2 billion.
- MET net income was $3.4 billion, and ROA was 0.45%.
- The same line labels appear on many company pages, but the business model tells you what those labels are measuring.
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Sources
Informational only - not investment advice.