Peer reviews

AI-assembled from public SEC filings

Warehouse and discount retail peer review

Descriptive comparison assembled from public SEC filings and verified companyfacts.

Descriptive comparison — not investment advice. This feature-specific review is assembled from a frozen evidence pack of public SEC filing quotes and verified SEC companyfacts numbers. It is descriptive only and makes no judgment about which company is better. It is not a rating, recommendation, endorsement, forecast, or investment advice. Figures are as of their cited filing dates. See Disclaimer.

Methodology

Mechanical downstream/integrated oil cluster: companies in the existing grepcent universe with SEC SIC 2911 Petroleum Refining and latest reported revenue of at least $25 billion. This is the refining and integrated side of oil and gas and is deliberately distinct from the oil-gas-ep cluster, which covers SIC 1311 upstream exploration and production. COP also carries SEC SIC 2911 but is covered as a disclosed upstream peer in oil-gas-ep and is not repeated here; smaller SIC 2911 refiners below the revenue floor are out of scope.

The cluster is selected mechanically from public SEC SIC 2911 companies already present in grepcent's processed universe, filtered to latest reported revenue of at least $25 billion. Integrated majors and pure refiners are both included and their different business mixes are disclosed rather than relabeled; integrated majors carry upstream and chemical earnings that pure refiners do not, which is visible in the margin rows. The review publishes no proprietary index-membership labels.

Pack hash: 56998cf41ff2fddfc4fff27a68d162b4af5eb33669729b7466313c3bfdb61aa3. Generated: 2026-07-23.

Verified Quantitative Matrix

Numbers are templated from frozen SEC companyfacts-derived facts already verified by grepcent. Fiscal periods and filing dates are shown in each cell; code-computed comparisons below only use calendar-aligned periods.

Code-computed comparisons

• Latest reported revenue range: range endpoints are PBF (29,332,300,000) and XOM (332,238,000,000). Calendar period: 2025-Q4. Computed from facts NUM_PBF_REVENUE_FY2025 and NUM_XOM_REVENUE_FY2025; no authored numeric comparison.
• Reported net margin range: range endpoints are PBF (-0.54%) and XOM (8.68%). Calendar period: 2025-Q4. Computed from facts NUM_PBF_NET_MARGIN_FY2025 and NUM_XOM_NET_MARGIN_FY2025; no authored numeric comparison.

Market-risk companion: risk and factor comparison from lmfin. It is descriptive and separate from the SEC fundamentals review.

Narrative Matrix

Gate summary

Facts: 47. Claims survived: 0. Claims dropped: 0. Cells quarantined: 36.

Quarantined quantitative rows

• No quantitative metric rows quarantined.

Quarantined dimensions

• business_model: No verified cells survived the gate.
• geographic_customer_exposure: No verified cells survived the gate.
• capital_allocation: No verified cells survived the gate.
• stated_strategy: No verified cells survived the gate.
• idiosyncratic_risks: No verified cells survived the gate.
• recent_narrative_change: No verified cells survived the gate.

Quarantined cells

• XOM / business_model: No direct dimension-relevant quote survived the evidence gate.
• CVX / business_model: No direct dimension-relevant quote survived the evidence gate.
• MPC / business_model: No direct dimension-relevant quote survived the evidence gate.
• PSX / business_model: No direct dimension-relevant quote survived the evidence gate.
• VLO / business_model: No direct dimension-relevant quote survived the evidence gate.
• PBF / business_model: No direct dimension-relevant quote survived the evidence gate.
• XOM / geographic_customer_exposure: No direct dimension-relevant quote survived the evidence gate.
• CVX / geographic_customer_exposure: No direct dimension-relevant quote survived the evidence gate.
• MPC / geographic_customer_exposure: No direct dimension-relevant quote survived the evidence gate.
• PSX / geographic_customer_exposure: No direct dimension-relevant quote survived the evidence gate.
• VLO / geographic_customer_exposure: No direct dimension-relevant quote survived the evidence gate.
• PBF / geographic_customer_exposure: No direct dimension-relevant quote survived the evidence gate.
• XOM / capital_allocation: No direct dimension-relevant quote survived the evidence gate.
• CVX / capital_allocation: No direct dimension-relevant quote survived the evidence gate.
• MPC / capital_allocation: No direct dimension-relevant quote survived the evidence gate.
• PSX / capital_allocation: No direct dimension-relevant quote survived the evidence gate.
• VLO / capital_allocation: No direct dimension-relevant quote survived the evidence gate.
• PBF / capital_allocation: No direct dimension-relevant quote survived the evidence gate.
• XOM / stated_strategy: No direct dimension-relevant quote survived the evidence gate.
• CVX / stated_strategy: No direct dimension-relevant quote survived the evidence gate.
• MPC / stated_strategy: No direct dimension-relevant quote survived the evidence gate.
• PSX / stated_strategy: No direct dimension-relevant quote survived the evidence gate.
• VLO / stated_strategy: No direct dimension-relevant quote survived the evidence gate.
• PBF / stated_strategy: No direct dimension-relevant quote survived the evidence gate.