# WHITE MOUNTAINS INSURANCE GROUP LTD (WTM) MD&A by fiscal year

Verbatim Item 7 Management's Discussion and Analysis sections from WHITE MOUNTAINS INSURANCE GROUP LTD's 10-K filings, one page per fiscal year. Extracted from SEC filings with the same bounded parser for every year. Filer text, not grepcent analysis or investment advice.

- [FY 2025 MD&A](/company/WTM/mda/fy2025/): filed 2026-02-27; accession 0001628280-26-012603 (https://www.sec.gov/Archives/edgar/data/776867/000162828026012603/wtm-20251231.htm); latest 10-K
- [FY 2024 MD&A](/company/WTM/mda/fy2024/): filed 2025-02-28; accession 0000776867-25-000003 (https://www.sec.gov/Archives/edgar/data/776867/000077686725000003/wtm-20241231.htm)
- [FY 2023 MD&A](/company/WTM/mda/fy2023/): filed 2024-02-26; accession 0000776867-24-000005 (https://www.sec.gov/Archives/edgar/data/776867/000077686724000005/wtm-20231231.htm)
- [FY 2022 MD&A](/company/WTM/mda/fy2022/): filed 2023-02-27; accession 0000776867-23-000004 (https://www.sec.gov/Archives/edgar/data/776867/000077686723000004/wtm-20221231.htm)
- [FY 2021 MD&A](/company/WTM/mda/fy2021/): filed 2022-02-28; accession 0000776867-22-000002 (https://www.sec.gov/Archives/edgar/data/776867/000077686722000002/wtm-20211231.htm)

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