{
  "cik": 108385,
  "cik_padded": "0000108385",
  "entityName": "WORLD ACCEPTANCE CORP",
  "fiscal_years": [
    {
      "accn": "0000108385-26-000014",
      "filed": "2026-06-04",
      "fiscal_year": 2026,
      "form": "10-K",
      "fundamental_units": {
        "buybacks": "USD",
        "capex": "USD",
        "cash": "USD",
        "eps_diluted": "USD/shares",
        "free_cash_flow": "USD",
        "net_income": "USD",
        "operating_cash_flow": "USD",
        "revenue": "USD",
        "stockholders_equity": "USD",
        "total_assets": "USD",
        "total_liabilities": "USD"
      },
      "fundamentals": {
        "buybacks": 132421630.0,
        "capex": 3882342.0,
        "cash": 6071077.0,
        "eps_diluted": 6.88,
        "free_cash_flow": 255476547.0,
        "net_income": 34586024.0,
        "operating_cash_flow": 259358889.0,
        "revenue": 585166700.0,
        "stockholders_equity": 351005291.0,
        "total_assets": 1054120644.0,
        "total_liabilities": 703115353.0
      },
      "period_end": "2026-03-31",
      "ratio_units": {
        "leverage": "ratio",
        "net_margin": "ratio",
        "revenue_growth_yoy": "ratio",
        "roa_avg2y": "ratio",
        "roa_period_end": "ratio",
        "roe_avg2y": "ratio",
        "roe_period_end": "ratio"
      },
      "ratios": {
        "leverage": 2.003147448281627,
        "net_margin": 0.05910456627145735,
        "revenue_growth_yoy": 0.03721506894231982,
        "roa_avg2y": 0.033536192199618106,
        "roa_period_end": 0.03281030894979797,
        "roe_avg2y": 0.08778214572851972,
        "roe_period_end": 0.0985341955999176
      }
    },
    {
      "accn": "0000108385-26-000014",
      "filed": "2026-06-04",
      "fiscal_year": 2025,
      "form": "10-K",
      "fundamental_units": {
        "buybacks": "USD",
        "capex": "USD",
        "cash": "USD",
        "eps_diluted": "USD/shares",
        "free_cash_flow": "USD",
        "net_income": "USD",
        "operating_cash_flow": "USD",
        "revenue": "USD",
        "stockholders_equity": "USD",
        "total_assets": "USD",
        "total_liabilities": "USD"
      },
      "fundamentals": {
        "buybacks": 54195564.0,
        "capex": 3683784.0,
        "cash": 4714459.0,
        "eps_diluted": 16.21,
        "free_cash_flow": 250479818.0,
        "net_income": 89242722.0,
        "operating_cash_flow": 254163602.0,
        "revenue": 564171036.0,
        "stockholders_equity": 436991487.0,
        "total_assets": 1008488241.0,
        "total_liabilities": 571496754.0
      },
      "period_end": "2025-03-31",
      "ratio_units": {
        "leverage": "ratio",
        "net_margin": "ratio",
        "revenue_growth_yoy": "ratio",
        "roa_avg2y": "ratio",
        "roa_period_end": "ratio",
        "roe_avg2y": "ratio",
        "roe_period_end": "ratio"
      },
      "ratios": {
        "leverage": 1.3077983690789838,
        "net_margin": 0.15818380651501576,
        "revenue_growth_yoy": -0.015082497238248699,
        "roa_avg2y": 0.08644035658515688,
        "roa_period_end": 0.08849158410762273,
        "roe_avg2y": 0.20767924772400062,
        "roe_period_end": 0.20422073348078743
      }
    },
    {
      "accn": "0000108385-26-000014",
      "filed": "2026-06-04",
      "fiscal_year": 2024,
      "form": "10-K",
      "fundamental_units": {
        "buybacks": "USD",
        "capex": "USD",
        "cash": "USD",
        "eps_diluted": "USD/shares",
        "free_cash_flow": "USD",
        "net_income": "USD",
        "operating_cash_flow": "USD",
        "revenue": "USD",
        "stockholders_equity": "USD",
        "total_assets": "USD",
        "total_liabilities": "USD"
      },
      "fundamentals": {
        "buybacks": 36204531.0,
        "capex": 5932748.0,
        "cash": 5174104.0,
        "eps_diluted": 13.14,
        "free_cash_flow": 259850618.0,
        "net_income": 77046344.0,
        "operating_cash_flow": 265783366.0,
        "revenue": 572810448.0,
        "stockholders_equity": 422436915.0,
        "total_assets": 1056351043.0,
        "total_liabilities": 631923827.0
      },
      "period_end": "2024-03-31",
      "ratio_units": {
        "leverage": "ratio",
        "net_margin": "ratio",
        "revenue_growth_yoy": "ratio",
        "roa_avg2y": "ratio",
        "roa_period_end": "ratio",
        "roe_avg2y": "ratio",
        "roe_period_end": "ratio"
      },
      "ratios": {
        "leverage": 1.4959010554274121,
        "net_margin": 0.13450582870653224,
        "revenue_growth_yoy": -0.0709354389047032,
        "roa_avg2y": 0.07089058865730324,
        "roa_period_end": 0.07293630702648911,
        "roe_avg2y": 0.19118858131780256,
        "roe_period_end": 0.182385443279738
      }
    },
    {
      "accn": "0000108385-26-000014",
      "filed": "2026-06-04",
      "fiscal_year": 2023,
      "form": "10-K",
      "fundamental_units": {
        "buybacks": "USD",
        "capex": "USD",
        "cash": "USD",
        "eps_diluted": "USD/shares",
        "free_cash_flow": "USD",
        "net_income": "USD",
        "operating_cash_flow": "USD",
        "revenue": "USD",
        "stockholders_equity": "USD",
        "total_assets": "USD",
        "total_liabilities": "USD"
      },
      "fundamentals": {
        "buybacks": 14314089.0,
        "capex": 5827773.0,
        "cash": 16508935.0,
        "eps_diluted": 3.6,
        "free_cash_flow": 285726013.0,
        "net_income": 21231990.0,
        "operating_cash_flow": 291553786.0,
        "revenue": 616545364.0,
        "stockholders_equity": 383535319.0,
        "total_assets": 1117318141.0,
        "total_liabilities": 732091404.0
      },
      "period_end": "2023-03-31",
      "ratio_units": {
        "leverage": "ratio",
        "net_margin": "ratio",
        "revenue_growth_yoy": "ratio",
        "roa_avg2y": "ratio",
        "roa_period_end": "ratio",
        "roe_avg2y": "ratio",
        "roe_period_end": "ratio"
      },
      "ratios": {
        "leverage": 1.9087978804893324,
        "net_margin": 0.034437028059463276,
        "revenue_growth_yoy": 0.05358735624010272,
        "roa_avg2y": 0.018181072183938485,
        "roa_period_end": 0.019002636062990408,
        "roe_avg2y": 0.056127728402658464,
        "roe_period_end": 0.05535863047856617
      }
    },
    {
      "accn": "0000108385-25-000041",
      "filed": "2025-05-22",
      "fiscal_year": 2022,
      "form": "10-K",
      "fundamental_units": {
        "buybacks": "USD",
        "capex": "USD",
        "cash": "USD",
        "eps_diluted": "USD/shares",
        "free_cash_flow": "USD",
        "net_income": "USD",
        "operating_cash_flow": "USD",
        "revenue": "USD",
        "stockholders_equity": "USD",
        "total_assets": "USD",
        "total_liabilities": "USD"
      },
      "fundamentals": {
        "buybacks": 111139261.0,
        "capex": 6070414.0,
        "cash": 19236322.0,
        "eps_diluted": 8.47,
        "free_cash_flow": 266376127.0,
        "net_income": 53919837.0,
        "operating_cash_flow": 272446541.0,
        "revenue": 585186753.0,
        "stockholders_equity": 373024428.0,
        "total_assets": 1218296589.0,
        "total_liabilities": 845272161.0
      },
      "period_end": "2022-03-31",
      "ratio_units": {
        "leverage": "ratio",
        "net_margin": "ratio",
        "revenue_growth_yoy": "ratio",
        "roa_avg2y": "ratio",
        "roa_period_end": "ratio",
        "roe_avg2y": "ratio",
        "roe_period_end": "ratio"
      },
      "ratios": {
        "leverage": 2.26599680222551,
        "net_margin": 0.09214124674486608,
        "revenue_growth_yoy": 0.10832838314868926,
        "roa_avg2y": 0.049637012758342966,
        "roa_period_end": 0.044258382964248784,
        "roe_avg2y": 0.1386199819001913,
        "roe_period_end": 0.1445477372329085
      }
    },
    {
      "accn": "0000108385-24-000024",
      "filed": "2024-05-23",
      "fiscal_year": 2021,
      "form": "10-K",
      "fundamental_units": {
        "buybacks": "USD",
        "capex": "USD",
        "cash": "USD",
        "eps_diluted": "USD/shares",
        "free_cash_flow": "USD",
        "net_income": "USD",
        "operating_cash_flow": "USD",
        "revenue": "USD",
        "stockholders_equity": "USD",
        "total_assets": "USD",
        "total_liabilities": "USD"
      },
      "fundamentals": {
        "buybacks": 102452302.0,
        "capex": 11683858.0,
        "cash": 15746454.0,
        "eps_diluted": 13.23,
        "free_cash_flow": 215269866.0,
        "net_income": 88282828.0,
        "operating_cash_flow": 226953724.0,
        "revenue": 527990406.0,
        "stockholders_equity": 404927441.0,
        "total_assets": 954269164.0,
        "total_liabilities": 549341723.0
      },
      "period_end": "2021-03-31",
      "ratio_units": {
        "leverage": "ratio",
        "net_margin": "ratio",
        "revenue_growth_yoy": "ratio",
        "roa_avg2y": "ratio",
        "roa_period_end": "ratio",
        "roe_avg2y": "ratio",
        "roe_period_end": "ratio"
      },
      "ratios": {
        "leverage": 1.3566423694165,
        "net_margin": 0.16720536395504126,
        "revenue_growth_yoy": -0.105145013927832,
        "roa_avg2y": 0.08897883831354564,
        "roa_period_end": 0.09251354998200487,
        "roe_avg2y": 0.21614360097326532,
        "roe_period_end": 0.21802135163272374
      }
    },
    {
      "accn": "0000108385-23-000022",
      "filed": "2023-06-01",
      "fiscal_year": 2020,
      "form": "10-K",
      "fundamental_units": {
        "buybacks": "USD",
        "capex": "USD",
        "cash": "USD",
        "eps_diluted": "USD/shares",
        "free_cash_flow": "USD",
        "net_income": "USD",
        "operating_cash_flow": "USD",
        "revenue": "USD",
        "stockholders_equity": "USD",
        "total_assets": "USD",
        "total_liabilities": "USD"
      },
      "fundamentals": {
        "buybacks": 197399964.0,
        "capex": 11277779.0,
        "cash": 11618922.0,
        "eps_diluted": 3.54,
        "free_cash_flow": 269699914.0,
        "net_income": 28157478.0,
        "operating_cash_flow": 280977693.0,
        "revenue": 590029015.0,
        "stockholders_equity": 411963067.0,
        "total_assets": 1030086435.0,
        "total_liabilities": 618123368.0
      },
      "period_end": "2020-03-31",
      "ratio_units": {
        "leverage": "ratio",
        "net_margin": "ratio",
        "revenue_growth_yoy": "ratio",
        "roa_avg2y": "ratio",
        "roa_period_end": "ratio",
        "roe_avg2y": "ratio",
        "roe_period_end": "ratio"
      },
      "ratios": {
        "leverage": 1.5004339405988547,
        "net_margin": 0.04772219210270532,
        "revenue_growth_yoy": 0.08353077032448819,
        "roa_avg2y": 0.029874127394438246,
        "roa_period_end": 0.02733506339203467,
        "roe_avg2y": 0.05841317524609781,
        "roe_period_end": 0.06834952027386475
      }
    },
    {
      "accn": "0000108385-22-000022",
      "filed": "2022-05-27",
      "fiscal_year": 2019,
      "form": "10-K",
      "fundamental_units": {
        "buybacks": "USD",
        "capex": "USD",
        "cash": "USD",
        "eps_diluted": "USD/shares",
        "free_cash_flow": "USD",
        "net_income": "USD",
        "operating_cash_flow": "USD",
        "revenue": "USD",
        "stockholders_equity": "USD",
        "total_assets": "USD",
        "total_liabilities": "USD"
      },
      "fundamentals": {
        "buybacks": 74519863.0,
        "capex": 9805084.0,
        "cash": 9335433.0,
        "eps_diluted": 4.05,
        "free_cash_flow": 234859187.0,
        "net_income": 37235134.0,
        "operating_cash_flow": 244664271.0,
        "revenue": 544542925.0,
        "stockholders_equity": 552116625.0,
        "total_assets": 854988073.0,
        "total_liabilities": 302871448.0
      },
      "period_end": "2019-03-31",
      "ratio_units": {
        "leverage": "ratio",
        "net_margin": "ratio",
        "revenue_growth_yoy": "ratio",
        "roa_avg2y": "ratio",
        "roa_period_end": "ratio",
        "roe_avg2y": "ratio",
        "roe_period_end": "ratio"
      },
      "ratios": {
        "leverage": 0.5485642603136611,
        "net_margin": 0.06837869392940878,
        "revenue_growth_yoy": 0.08330461724809829,
        "roa_avg2y": 0.04391000054240183,
        "roa_period_end": 0.043550471843833545,
        "roe_avg2y": 0.06811983226387273,
        "roe_period_end": 0.06744070421715702
      }
    },
    {
      "accn": "0000108385-21-000054",
      "filed": "2021-06-02",
      "fiscal_year": 2018,
      "form": "10-K",
      "fundamental_units": {
        "buybacks": "USD",
        "capex": "USD",
        "cash": "USD",
        "eps_diluted": "USD/shares",
        "free_cash_flow": "USD",
        "net_income": "USD",
        "operating_cash_flow": "USD",
        "revenue": "USD",
        "stockholders_equity": "USD",
        "total_assets": "USD",
        "total_liabilities": "USD"
      },
      "fundamentals": {
        "buybacks": 4614331.0,
        "capex": 9171468.0,
        "cash": 12473833.0,
        "eps_diluted": 5.99,
        "free_cash_flow": 208855000.0,
        "net_income": 53690018.0,
        "operating_cash_flow": 218026468.0,
        "revenue": 502668332.0,
        "stockholders_equity": 541107852.0,
        "total_assets": 840987037.0,
        "total_liabilities": 299879185.0
      },
      "period_end": "2018-03-31",
      "ratio_units": {
        "leverage": "ratio",
        "net_margin": "ratio",
        "revenue_growth_yoy": "ratio",
        "roa_avg2y": "ratio",
        "roa_period_end": "ratio",
        "roe_avg2y": "ratio",
        "roe_period_end": "ratio"
      },
      "ratios": {
        "leverage": 0.5541948502347736,
        "net_margin": 0.10681002677526936,
        "revenue_growth_yoy": 0.02413690910229631,
        "roa_avg2y": 0.06541277912055395,
        "roa_period_end": 0.06384167131936422,
        "roe_avg2y": 0.1071473730868055,
        "roe_period_end": 0.09922239679493691
      }
    },
    {
      "accn": "0000108385-20-000014",
      "filed": "2020-05-29",
      "fiscal_year": 2017,
      "form": "10-K",
      "fundamental_units": {
        "buybacks": "USD",
        "capex": "USD",
        "cash": "USD",
        "eps_diluted": "USD/shares",
        "free_cash_flow": "USD",
        "net_income": "USD",
        "operating_cash_flow": "USD",
        "revenue": "USD",
        "stockholders_equity": "USD",
        "total_assets": "USD",
        "total_liabilities": "USD"
      },
      "fundamentals": {
        "buybacks": 4995809.0,
        "capex": 6813582.0,
        "cash": 11581936.0,
        "eps_diluted": 8.38,
        "free_cash_flow": 212549165.0,
        "net_income": 73600294.0,
        "operating_cash_flow": 219362747.0,
        "revenue": 490821420.0,
        "stockholders_equity": 461063577.0,
        "total_assets": 800588775.0,
        "total_liabilities": 339525198.0
      },
      "period_end": "2017-03-31",
      "ratio_units": {
        "leverage": "ratio",
        "net_margin": "ratio",
        "roa_period_end": "ratio",
        "roe_period_end": "ratio"
      },
      "ratios": {
        "leverage": 0.7363956186025078,
        "net_margin": 0.14995330480890584,
        "roa_period_end": 0.09193270789988281,
        "roe_period_end": 0.15963155120362066
      }
    }
  ],
  "latest_filing": {
    "accn": "0000108385-26-000014",
    "filed": "2026-06-04",
    "form": "10-K"
  },
  "note": "Static grepcent export of verified SEC companyfacts-derived values. Monetary values are raw reported units from grepcent's resolved facts; no scaling and no FX conversion. Capex, dividends, and buybacks are reported as positive outflow magnitudes. ROE/ROA include both period-end basis (site-consistent) and average-of-two-years basis where the prior-year denominator exists.",
  "schema_version": "1",
  "sic": "6141",
  "sic_description": "Personal Credit Institutions",
  "source_urls": {
    "sec_companyfacts": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000108385.json",
    "sec_submissions": "https://data.sec.gov/submissions/CIK0000108385.json"
  },
  "ticker": "WRLD"
}
