{ "cik": 936528, "cik_padded": "0000936528", "entityName": "WAFD INC", "fiscal_years": [ { "accn": "0000936528-25-000117", "filed": "2025-11-18", "fiscal_year": 2025, "form": "10-K", "fundamental_units": { "buybacks": "USD", "capex": "USD", "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 101931000.0, "capex": 28707000.0, "cash": 657310000.0, "dividends_paid": 84639000.0, "eps_diluted": 2.63, "free_cash_flow": 208245000.0, "net_income": 226068000.0, "operating_cash_flow": 236952000.0, "revenue": 1339449000.0, "stockholders_equity": 3039575000.0, "total_assets": 26699699000.0, "total_liabilities": 23660124000.0 }, "period_end": "2025-09-30", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 7.784023753320777, "net_margin": 0.1687768627248966, "payout_ratio": 0.37439619937363977, "revenue_growth_yoy": -0.023518819575566265, "roa_avg2y": 0.008256679338135486, "roa_period_end": 0.008467061744778471, "roe_avg2y": 0.07485850286636726, "roe_period_end": 0.07437487148696775 } }, { "accn": "0000936528-25-000117", "filed": "2025-11-18", "fiscal_year": 2024, "form": "10-K", "fundamental_units": { "buybacks": "USD", "capex": "USD", "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 27069000.0, "capex": 24681000.0, "cash": 2381102000.0, "dividends_paid": 74267000.0, "eps_diluted": 2.5, "free_cash_flow": 414552000.0, "net_income": 200041000.0, "operating_cash_flow": 439233000.0, "revenue": 1371710000.0, "stockholders_equity": 3000300000.0, "total_assets": 28060330000.0, "total_liabilities": 25060030000.0 }, "period_end": "2024-09-30", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 8.35250808252508, "net_margin": 0.14583330295762223, "payout_ratio": 0.37125889192715494, "revenue_growth_yoy": 0.3152149421595371, "roa_avg2y": 0.007916928077873942, "roa_period_end": 0.007128961063537029, "roe_avg2y": 0.07372437819783051, "roe_period_end": 0.06667366596673666 } }, { "accn": "0000936528-25-000117", "filed": "2025-11-18", "fiscal_year": 2023, "form": "10-K", "fundamental_units": { "buybacks": "USD", "capex": "USD", "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 30463000.0, "capex": 15063000.0, "cash": 980649000.0, "dividends_paid": 63792000.0, "eps_diluted": 3.72, "free_cash_flow": 198894000.0, "net_income": 257426000.0, "operating_cash_flow": 213957000.0, "revenue": 1042955000.0, "stockholders_equity": 2426426000.0, "total_assets": 22474675000.0, "total_liabilities": 20048249000.0 }, "period_end": "2023-09-30", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 8.26246050775915, "net_margin": 0.24682368846211006, "payout_ratio": 0.2478071368082478, "revenue_growth_yoy": 0.5651548189489449, "roa_avg2y": 0.011904971664265795, "roa_period_end": 0.011454047722603328, "roe_avg2y": 0.10952699244323062, "roe_period_end": 0.10609266468460196 } }, { "accn": "0000936528-25-000117", "filed": "2025-11-18", "fiscal_year": 2022, "form": "10-K", "fundamental_units": { "buybacks": "USD", "capex": "USD", "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 3260000.0, "capex": 11790000.0, "cash": 683965000.0, "dividends_paid": 61576000.0, "eps_diluted": 3.39, "free_cash_flow": 256675000.0, "net_income": 236330000.0, "operating_cash_flow": 268465000.0, "revenue": 666359000.0, "stockholders_equity": 2274260000.0, "total_assets": 20772131000.0, "total_liabilities": 18497871000.0 }, "period_end": "2022-09-30", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 8.13357795502713, "net_margin": 0.35465867497850256, "payout_ratio": 0.2605509245546482, "revenue_growth_yoy": 0.12634843900542586, "roa_avg2y": 0.011692933464002471, "roa_period_end": 0.011377263122401837, "roe_avg2y": 0.10741481763615589, "roe_period_end": 0.10391511964331256 } }, { "accn": "0000936528-24-000164", "filed": "2024-11-20", "fiscal_year": 2021, "form": "10-K", "fundamental_units": { "buybacks": "USD", "capex": "USD", "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 348651000.0, "capex": 29472000.0, "cash": 2090809000.0, "dividends_paid": 65876000.0, "eps_diluted": 2.39, "free_cash_flow": 284982000.0, "net_income": 183615000.0, "operating_cash_flow": 314454000.0, "revenue": 591610000.0, "stockholders_equity": 2126064000.0, "total_assets": 19650574000.0, "total_liabilities": 17524510000.0 }, "period_end": "2021-09-30", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 8.242701066383702, "net_margin": 0.3103649363601021, "payout_ratio": 0.3587724314462326, "revenue_growth_yoy": -0.04773325392545854, "roa_avg2y": 0.009552179577542548, "roa_period_end": 0.009344001859691224, "roe_avg2y": 0.08869867786484556, "roe_period_end": 0.08636381595285939 } }, { "accn": "0000936528-23-000207", "filed": "2023-11-17", "fiscal_year": 2020, "form": "10-K", "fundamental_units": { "buybacks": "USD", "capex": "USD", "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 112133000.0, "capex": 31937000.0, "cash": 1702977000.0, "dividends_paid": 66496000.0, "eps_diluted": 2.26, "free_cash_flow": 134663000.0, "net_income": 173438000.0, "operating_cash_flow": 166600000.0, "revenue": 621265000.0, "stockholders_equity": 2014133000.0, "total_assets": 18794055000.0, "total_liabilities": 16779922000.0 }, "period_end": "2020-09-30", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 8.331089357058348, "net_margin": 0.27916911462902305, "payout_ratio": 0.3833992550652106, "revenue_growth_yoy": -0.07476327915337486, "roa_avg2y": 0.0098351624438086, "roa_period_end": 0.009228343750191218, "roe_avg2y": 0.08570917450597065, "roe_period_end": 0.08611050015068518 } }, { "accn": "0000936528-22-000143", "filed": "2022-11-18", "fiscal_year": 2019, "form": "10-K", "fundamental_units": { "buybacks": "USD", "capex": "USD", "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 123854000.0, "capex": 35530000.0, "cash": 419158000.0, "dividends_paid": 63318000.0, "eps_diluted": 2.61, "free_cash_flow": 198524000.0, "net_income": 210256000.0, "operating_cash_flow": 234054000.0, "revenue": 671466000.0, "stockholders_equity": 2032995000.0, "total_assets": 16474910000.0, "total_liabilities": 14441915000.0 }, "period_end": "2019-09-30", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 7.1037631671499435, "net_margin": 0.3131297787229733, "payout_ratio": 0.3011471729700936, "revenue_growth_yoy": 0.10605304381773167, "roa_avg2y": 0.013002589868831885, "roa_period_end": 0.012762194148556805, "roe_avg2y": 0.10434792102936473, "roe_period_end": 0.10342179887309118 } }, { "accn": "0000936528-21-000122", "filed": "2021-11-19", "fiscal_year": 2018, "form": "10-K", "fundamental_units": { "buybacks": "USD", "capex": "USD", "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 164249000.0, "capex": 27127000.0, "cash": 268650000.0, "dividends_paid": 55997000.0, "eps_diluted": 2.4, "free_cash_flow": 163575000.0, "net_income": 203850000.0, "operating_cash_flow": 190702000.0, "revenue": 607083000.0, "stockholders_equity": 1996908000.0, "total_assets": 15865724000.0, "total_liabilities": 13868816000.0 }, "period_end": "2018-09-30", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 6.945145194470651, "net_margin": 0.3357860457301555, "payout_ratio": 0.2746970811871474, "revenue_growth_yoy": 0.10596300358159143, "roa_avg2y": 0.013101192751611668, "roa_period_end": 0.012848452424862553, "roe_avg2y": 0.10185889357806784, "roe_period_end": 0.1020828200397815 } }, { "accn": "0000936528-20-000045", "filed": "2020-11-23", "fiscal_year": 2017, "form": "10-K", "fundamental_units": { "buybacks": "USD", "capex": "USD", "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 98374000.0, "capex": 15461000.0, "cash": 313070000.0, "dividends_paid": 74519000.0, "eps_diluted": 1.94, "free_cash_flow": 164239000.0, "net_income": 173532000.0, "operating_cash_flow": 179700000.0, "revenue": 548918000.0, "stockholders_equity": 2005688000.0, "total_assets": 15253580000.0, "total_liabilities": 13247892000.0 }, "period_end": "2017-09-30", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 6.605160922336874, "net_margin": 0.3161346503485038, "payout_ratio": 0.4294251204388816, "revenue_growth_yoy": 0.022587850437691997, "roa_avg2y": 0.011514435361071725, "roa_period_end": 0.011376476866414308, "roe_avg2y": 0.08717093076614142, "roe_period_end": 0.08651993729832358 } }, { "accn": "0000936528-19-000052", "filed": "2019-11-20", "fiscal_year": 2016, "form": "10-K", "fundamental_units": { "buybacks": "USD", "capex": "USD", "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 87850000.0, "capex": 41771000.0, "cash": 450368000.0, "dividends_paid": 49926000.0, "eps_diluted": 1.78, "free_cash_flow": 179950000.0, "net_income": 164049000.0, "operating_cash_flow": 221721000.0, "revenue": 536793000.0, "stockholders_equity": 1975731000.0, "total_assets": 14888063000.0, "total_liabilities": 12912332000.0 }, "period_end": "2016-09-30", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "roa_period_end": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 6.5354706688309285, "net_margin": 0.3056094248620977, "payout_ratio": 0.3043358996397418, "roa_period_end": 0.011018827633923901, "roe_period_end": 0.08303205244033726 } } ], "latest_filing": { "accn": "0000936528-25-000117", "filed": "2025-11-18", "form": "10-K" }, "note": "Static grepcent export of verified SEC companyfacts-derived values. Monetary values are raw reported units from grepcent's resolved facts; no scaling and no FX conversion. Capex, dividends, and buybacks are reported as positive outflow magnitudes. ROE/ROA include both period-end basis (site-consistent) and average-of-two-years basis where the prior-year denominator exists.", "schema_version": "1", "sic": "6021", "sic_description": "National Commercial Banks", "source_urls": { "sec_companyfacts": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000936528.json", "sec_submissions": "https://data.sec.gov/submissions/CIK0000936528.json" }, "ticker": "WAFD" }