# VALLEY NATIONAL BANCORP (VLY) MD&A by fiscal year

Verbatim Item 7 Management's Discussion and Analysis sections from VALLEY NATIONAL BANCORP's 10-K filings, one page per fiscal year. Extracted from SEC filings with the same bounded parser for every year. Filer text, not grepcent analysis or investment advice.

- [FY 2025 MD&A](/company/VLY/mda/fy2025/): filed 2026-02-27; accession 0000714310-26-000017 (https://www.sec.gov/Archives/edgar/data/714310/000071431026000017/vly-20251231.htm); latest 10-K
- [FY 2024 MD&A](/company/VLY/mda/fy2024/): filed 2025-02-28; accession 0000714310-25-000068 (https://www.sec.gov/Archives/edgar/data/714310/000071431025000068/vly-20241231.htm)
- [FY 2023 MD&A](/company/VLY/mda/fy2023/): filed 2024-02-29; accession 0000714310-24-000065 (https://www.sec.gov/Archives/edgar/data/714310/000071431024000065/vly-20231231.htm)
- [FY 2022 MD&A](/company/VLY/mda/fy2022/): filed 2023-03-01; accession 0000714310-23-000043 (https://www.sec.gov/Archives/edgar/data/714310/000071431023000043/vly-20221231.htm)
- [FY 2021 MD&A](/company/VLY/mda/fy2021/): filed 2022-02-28; accession 0000714310-22-000063 (https://www.sec.gov/Archives/edgar/data/714310/000071431022000063/vly-20211231.htm)

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