# VISA INC. (V) MD&A by fiscal year

Verbatim Item 7 Management's Discussion and Analysis sections from VISA INC.'s 10-K filings, one page per fiscal year. Extracted from SEC filings with the same bounded parser for every year. Filer text, not grepcent analysis or investment advice.

- [FY 2025 MD&A](/company/V/mda/fy2025/): filed 2025-11-06; accession 0001403161-25-000089 (https://www.sec.gov/Archives/edgar/data/1403161/000140316125000089/v-20250930.htm); latest 10-K
- [FY 2024 MD&A](/company/V/mda/fy2024/): filed 2024-11-13; accession 0001403161-24-000058 (https://www.sec.gov/Archives/edgar/data/1403161/000140316124000058/v-20240930.htm)
- [FY 2023 MD&A](/company/V/mda/fy2023/): filed 2023-11-15; accession 0001403161-23-000099 (https://www.sec.gov/Archives/edgar/data/1403161/000140316123000099/v-20230930.htm)
- [FY 2022 MD&A](/company/V/mda/fy2022/): filed 2022-11-16; accession 0001403161-22-000081 (https://www.sec.gov/Archives/edgar/data/1403161/000140316122000081/v-20220930.htm)
- [FY 2021 MD&A](/company/V/mda/fy2021/): filed 2021-11-18; accession 0001403161-21-000060 (https://www.sec.gov/Archives/edgar/data/1403161/000140316121000060/v-20210930.htm)

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