# Unum Group (UNM) MD&A by fiscal year

Verbatim Item 7 Management's Discussion and Analysis sections from Unum Group's 10-K filings, one page per fiscal year. Extracted from SEC filings with the same bounded parser for every year. Filer text, not grepcent analysis or investment advice.

- [FY 2025 MD&A](/company/UNM/mda/fy2025/): filed 2026-02-17; accession 0000005513-26-000008 (https://www.sec.gov/Archives/edgar/data/5513/000000551326000008/unm-20251231.htm); latest 10-K
- [FY 2024 MD&A](/company/UNM/mda/fy2024/): filed 2025-02-27; accession 0000005513-25-000015 (https://www.sec.gov/Archives/edgar/data/5513/000000551325000015/unm-20241231.htm)
- [FY 2023 MD&A](/company/UNM/mda/fy2023/): filed 2024-02-20; accession 0000005513-24-000015 (https://www.sec.gov/Archives/edgar/data/5513/000000551324000015/unm-20231231.htm)
- [FY 2022 MD&A](/company/UNM/mda/fy2022/): filed 2023-02-23; accession 0000005513-23-000034 (https://www.sec.gov/Archives/edgar/data/5513/000000551323000034/unm-20221231.htm)
- [FY 2021 MD&A](/company/UNM/mda/fy2021/): filed 2022-02-25; accession 0000005513-22-000030 (https://www.sec.gov/Archives/edgar/data/5513/000000551322000030/unm-20211231.htm)

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