# SOUTHERN FIRST BANCSHARES INC (SFST) MD&A by fiscal year

Verbatim Item 7 Management's Discussion and Analysis sections from SOUTHERN FIRST BANCSHARES INC's 10-K filings, one page per fiscal year. Extracted from SEC filings with the same bounded parser for every year. Filer text, not grepcent analysis or investment advice.

- [FY 2025 MD&A](/company/SFST/mda/fy2025/): filed 2026-02-24; accession 0001206774-26-000084 (https://www.sec.gov/Archives/edgar/data/1090009/000120677426000084/sfst4554191-10k.htm); latest 10-K
- [FY 2024 MD&A](/company/SFST/mda/fy2024/): filed 2025-03-03; accession 0001206774-25-000099 (https://www.sec.gov/Archives/edgar/data/1090009/000120677425000099/sfst4401651-10k.htm)
- [FY 2023 MD&A](/company/SFST/mda/fy2023/): filed 2024-03-05; accession 0001206774-24-000233 (https://www.sec.gov/Archives/edgar/data/1090009/000120677424000233/sfst4260121-10k.htm)
- [FY 2022 MD&A](/company/SFST/mda/fy2022/): filed 2023-02-13; accession 0001206774-23-000172 (https://www.sec.gov/Archives/edgar/data/1090009/000120677423000172/sfst4117611-10k.htm)
- [FY 2021 MD&A](/company/SFST/mda/fy2021/): filed 2022-03-04; accession 0001206774-22-000604 (https://www.sec.gov/Archives/edgar/data/1090009/000120677422000604/sfs4023341-10k.htm)

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