{ "cik": 715072, "cik_padded": "0000715072", "entityName": "RENASANT CORP", "fiscal_years": [ { "accn": "0000715072-26-000017", "filed": "2026-03-02", "fiscal_year": 2025, "form": "10-K", "fundamental_units": { "buybacks": "USD", "capex": "USD", "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 13336000.0, "capex": 33720000.0, "cash": 1070718000.0, "dividends_paid": 78604000.0, "eps_diluted": 2.07, "free_cash_flow": 237751000.0, "net_income": 181272000.0, "operating_cash_flow": 271471000.0, "revenue": 1262259000.0, "stockholders_equity": 3884905000.0, "total_assets": 26751426000.0, "total_liabilities": 22866521000.0 }, "period_end": "2025-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 5.8859923215625605, "net_margin": 0.1436091958940281, "payout_ratio": 0.4336246083234035, "revenue_growth_yoy": 0.42181989395985703, "roa_avg2y": 0.008094976556890374, "roa_period_end": 0.006776162138048267, "roe_avg2y": 0.05523871427193621, "roe_period_end": 0.04666060045226331 } }, { "accn": "0000715072-26-000017", "filed": "2026-03-02", "fiscal_year": 2024, "form": "10-K", "fundamental_units": { "buybacks": "USD", "capex": "USD", "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 0.0, "capex": 13645000.0, "cash": 1092032000.0, "dividends_paid": 53727000.0, "eps_diluted": 3.27, "free_cash_flow": 92770000.0, "net_income": 195457000.0, "operating_cash_flow": 106415000.0, "revenue": 887777000.0, "stockholders_equity": 2678318000.0, "total_assets": 18034868000.0, "total_liabilities": 15356550000.0 }, "period_end": "2024-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 5.73365448016255, "net_margin": 0.22016452329808048, "payout_ratio": 0.2748788736141453, "revenue_growth_yoy": 0.1134527083889886, "roa_avg2y": 0.011044202547997546, "roa_period_end": 0.010837728338239016, "roe_avg2y": 0.07856460828333535, "roe_period_end": 0.07297751797956778 } }, { "accn": "0000715072-26-000017", "filed": "2026-03-02", "fiscal_year": 2023, "form": "10-K", "fundamental_units": { "buybacks": "USD", "capex": "USD", "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 0.0, "capex": 21634000.0, "cash": 801351000.0, "dividends_paid": 50279000.0, "eps_diluted": 2.56, "free_cash_flow": 126919000.0, "net_income": 144678000.0, "operating_cash_flow": 148553000.0, "revenue": 797319000.0, "stockholders_equity": 2297383000.0, "total_assets": 17360535000.0, "total_liabilities": 15063152000.0 }, "period_end": "2023-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 6.556656856954195, "net_margin": 0.18145560308985487, "payout_ratio": 0.3475234659035928, "revenue_growth_yoy": 0.4715841346597516, "roa_avg2y": 0.008424071575786353, "roa_period_end": 0.008333729346474633, "roe_avg2y": 0.0652673039354229, "roe_period_end": 0.06297513301003795 } }, { "accn": "0000715072-26-000017", "filed": "2026-03-02", "fiscal_year": 2022, "form": "10-K", "fundamental_units": { "buybacks": "USD", "capex": "USD", "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 0.0, "capex": 14838000.0, "cash": 575992000.0, "dividends_paid": 49991000.0, "eps_diluted": 2.95, "free_cash_flow": 559207000.0, "net_income": 166068000.0, "operating_cash_flow": 574045000.0, "revenue": 541810000.0, "stockholders_equity": 2136016000.0, "total_assets": 16988176000.0, "total_liabilities": 14852160000.0 }, "period_end": "2022-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 6.9532063430236475, "net_margin": 0.3065059707277459, "payout_ratio": 0.30102729002577255, "revenue_growth_yoy": 0.15602163500005334, "roa_avg2y": 0.009826948762528926, "roa_period_end": 0.009775505033618678, "roe_avg2y": 0.07642568149201, "roe_period_end": 0.07774660863963566 } }, { "accn": "0000715072-25-000054", "filed": "2025-02-26", "fiscal_year": 2021, "form": "10-K", "fundamental_units": { "buybacks": "USD", "capex": "USD", "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 21315000.0, "capex": 20516000.0, "cash": 1877965000.0, "dividends_paid": 50017000.0, "eps_diluted": 3.12, "free_cash_flow": 122143000.0, "net_income": 175892000.0, "operating_cash_flow": 142659000.0, "revenue": 468685000.0, "stockholders_equity": 2209853000.0, "total_assets": 16810311000.0, "total_liabilities": 14600458000.0 }, "period_end": "2021-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 6.606981550356517, "net_margin": 0.37528830664518814, "payout_ratio": 0.2843619948604826, "revenue_growth_yoy": -0.05911485309114853, "roa_avg2y": 0.011083328715069661, "roa_period_end": 0.010463340029818604, "roe_avg2y": 0.08100795240439683, "roe_period_end": 0.07959443456193692 } }, { "accn": "0000715072-24-000042", "filed": "2024-02-23", "fiscal_year": 2020, "form": "10-K", "fundamental_units": { "buybacks": "USD", "capex": "USD", "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 24569000.0, "capex": 28270000.0, "cash": 633203000.0, "dividends_paid": 50134000.0, "eps_diluted": 1.48, "free_cash_flow": 53972000.0, "net_income": 83651000.0, "operating_cash_flow": 82242000.0, "revenue": 498132000.0, "stockholders_equity": 2132733000.0, "total_assets": 14929612000.0, "total_liabilities": 12796879000.0 }, "period_end": "2020-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 6.0002255322161755, "net_margin": 0.16792938417929384, "payout_ratio": 0.5993233792781916, "revenue_growth_yoy": -0.08191971690810572, "roa_avg2y": 0.005905423288127205, "roa_period_end": 0.005603025718283905, "roe_avg2y": 0.03928732286278814, "roe_period_end": 0.03922244369079486 } }, { "accn": "0000715072-23-000054", "filed": "2023-02-24", "fiscal_year": 2019, "form": "10-K", "fundamental_units": { "buybacks": "USD", "capex": "USD", "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 62944000.0, "capex": 34966000.0, "cash": 414930000.0, "dividends_paid": 50901000.0, "eps_diluted": 2.88, "free_cash_flow": 128657000.0, "net_income": 167596000.0, "operating_cash_flow": 163623000.0, "revenue": 542580000.0, "stockholders_equity": 2125689000.0, "total_assets": 13400618000.0, "total_liabilities": 11274929000.0 }, "period_end": "2019-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 5.304129155299764, "net_margin": 0.3088871687124479, "payout_ratio": 0.3037124991049906, "revenue_growth_yoy": 0.17478683739883166, "roa_avg2y": 0.012727764838756027, "roa_period_end": 0.012506587382761005, "roe_avg2y": 0.08038944724220681, "roe_period_end": 0.07884314215296781 } }, { "accn": "0000715072-22-000091", "filed": "2022-02-25", "fiscal_year": 2018, "form": "10-K", "fundamental_units": { "buybacks": "USD", "capex": "USD", "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 7062000.0, "capex": 22360000.0, "cash": 569111000.0, "dividends_paid": 43614000.0, "eps_diluted": 2.79, "free_cash_flow": 59752000.0, "net_income": 146920000.0, "operating_cash_flow": 82112000.0, "revenue": 461854000.0, "stockholders_equity": 2043913000.0, "total_assets": 12934878000.0, "total_liabilities": 10890965000.0 }, "period_end": "2018-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 5.328487562826793, "net_margin": 0.31810918601982446, "payout_ratio": 0.2968554315273618, "revenue_growth_yoy": 0.23243228819212808, "roa_avg2y": 0.012907613440522518, "roa_period_end": 0.011358437242314924, "roe_avg2y": 0.08256493024803198, "roe_period_end": 0.07188172882113866 } }, { "accn": "0000715072-21-000057", "filed": "2021-02-26", "fiscal_year": 2017, "form": "10-K", "fundamental_units": { "buybacks": "USD", "capex": "USD", "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 0.0, "capex": 13047000.0, "cash": 281453000.0, "dividends_paid": 34416000.0, "eps_diluted": 1.96, "free_cash_flow": 193995000.0, "net_income": 92188000.0, "operating_cash_flow": 207042000.0, "revenue": 374750000.0, "stockholders_equity": 1514983000.0, "total_assets": 9829981000.0, "total_liabilities": 8314998000.0 }, "period_end": "2017-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 5.488509111983435, "net_margin": 0.2459986657771848, "payout_ratio": 0.37332407688636265, "revenue_growth_yoy": 0.13858017001987008, "roa_avg2y": 0.009950225128862475, "roa_period_end": 0.009378248035270872, "roe_avg2y": 0.06709788614146396, "roe_period_end": 0.06085084783129579 } }, { "accn": "0000715072-20-000046", "filed": "2020-02-27", "fiscal_year": 2016, "form": "10-K", "fundamental_units": { "buybacks": "USD", "capex": "USD", "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 0.0, "capex": 13560000.0, "cash": 306224000.0, "dividends_paid": 29734000.0, "eps_diluted": 2.17, "free_cash_flow": 150237000.0, "net_income": 90930000.0, "operating_cash_flow": 163797000.0, "revenue": 329138000.0, "stockholders_equity": 1232883000.0, "total_assets": 8699851000.0, "total_liabilities": 7466968000.0 }, "period_end": "2016-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "roa_period_end": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 6.056509822911014, "net_margin": 0.2762670976915458, "payout_ratio": 0.32699879027823603, "roa_period_end": 0.01045190314178944, "roe_period_end": 0.07375395718815167 } } ], "latest_filing": { "accn": "0000715072-26-000017", "filed": "2026-03-02", "form": "10-K" }, "note": "Static grepcent export of verified SEC companyfacts-derived values. Monetary values are raw reported units from grepcent's resolved facts; no scaling and no FX conversion. Capex, dividends, and buybacks are reported as positive outflow magnitudes. ROE/ROA include both period-end basis (site-consistent) and average-of-two-years basis where the prior-year denominator exists.", "schema_version": "1", "sic": "6022", "sic_description": "State Commercial Banks", "source_urls": { "sec_companyfacts": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000715072.json", "sec_submissions": "https://data.sec.gov/submissions/CIK0000715072.json" }, "ticker": "RNST" }