# Chicago Atlantic Real Estate Finance, Inc. (REFI) MD&A by fiscal year

Verbatim Item 7 Management's Discussion and Analysis sections from Chicago Atlantic Real Estate Finance, Inc.'s 10-K filings, one page per fiscal year. Extracted from SEC filings with the same bounded parser for every year. Filer text, not grepcent analysis or investment advice.

- [FY 2025 MD&A](/company/REFI/mda/fy2025/): filed 2026-03-12; accession 0001193125-26-103027 (https://www.sec.gov/Archives/edgar/data/1867949/000119312526103027/refi-20251231.htm); latest 10-K
- [FY 2024 MD&A](/company/REFI/mda/fy2024/): filed 2025-03-12; accession 0000950170-25-037616 (https://www.sec.gov/Archives/edgar/data/1867949/000095017025037616/refi-20241231.htm)
- [FY 2023 MD&A](/company/REFI/mda/fy2023/): filed 2024-03-12; accession 0000950170-24-029644 (https://www.sec.gov/Archives/edgar/data/1867949/000095017024029644/refi-20231231.htm)
- [FY 2022 MD&A](/company/REFI/mda/fy2022/): filed 2023-03-09; accession 0001213900-23-018678 (https://www.sec.gov/Archives/edgar/data/1867949/000121390023018678/f10k2022_chicagoatlantic.htm)
- [FY 2021 MD&A](/company/REFI/mda/fy2021/): filed 2022-04-14; accession 0001213900-22-019847 (https://www.sec.gov/Archives/edgar/data/1867949/000121390022019847/f10k2021_chicagoatlant.htm)

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