{ "cik": 1751783, "cik_padded": "0001751783", "entityName": "Rhinebeck Bancorp, Inc.", "fiscal_years": [ { "accn": "0001751783-26-000005", "filed": "2026-03-13", "fiscal_year": 2025, "form": "10-K", "fundamental_units": { "buybacks": "USD", "capex": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 95000.0, "capex": 850000.0, "eps_diluted": 0.92, "free_cash_flow": 10893000.0, "net_income": 10045000.0, "operating_cash_flow": 11743000.0, "revenue": 68873000.0, "stockholders_equity": 136852000.0, "total_assets": 1301766000.0, "total_liabilities": 1164914000.0 }, "period_end": "2025-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 8.512217578113583, "net_margin": 0.1458481553003354, "revenue_growth_yoy": 0.08938344247255701, "roa_avg2y": 0.00785523225329429, "roa_period_end": 0.007716440589168867, "roe_avg2y": 0.07766202137735083, "roe_period_end": 0.07340046181276123 } }, { "accn": "0001751783-26-000005", "filed": "2026-03-13", "fiscal_year": 2024, "form": "10-K", "fundamental_units": { "capex": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "capex": 791000.0, "eps_diluted": -0.8, "free_cash_flow": 7679000.0, "net_income": -8620000.0, "operating_cash_flow": 8470000.0, "revenue": 63222000.0, "stockholders_equity": 121833000.0, "total_assets": 1255765000.0, "total_liabilities": 1133932000.0 }, "period_end": "2024-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 9.307264862557764, "net_margin": -0.13634494321596913, "revenue_growth_yoy": 0.04225259236057304, "roa_avg2y": -0.006710868609834225, "roa_period_end": -0.006864341656281231, "roe_avg2y": -0.07320034986710146, "roe_period_end": -0.0707525875583791 } }, { "accn": "0001751783-26-000005", "filed": "2026-03-13", "fiscal_year": 2023, "form": "10-K", "fundamental_units": { "capex": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "capex": 578000.0, "eps_diluted": 0.4, "free_cash_flow": 6470000.0, "net_income": 4395000.0, "operating_cash_flow": 7048000.0, "revenue": 60659000.0, "stockholders_equity": 113685000.0, "total_assets": 1313202000.0, "total_liabilities": 1199517000.0 }, "period_end": "2023-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 10.551233671988388, "net_margin": 0.0724542112464762, "revenue_growth_yoy": 0.24833305893974317, "roa_avg2y": 0.0033180090888535654, "roa_period_end": 0.0033467813786454787, "roe_avg2y": 0.03962726030917378, "roe_period_end": 0.03865945375379338 } }, { "accn": "0001751783-25-000012", "filed": "2025-03-25", "fiscal_year": 2022, "form": "10-K", "fundamental_units": { "capex": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "capex": 1132000.0, "eps_diluted": 0.64, "free_cash_flow": 13663000.0, "net_income": 6997000.0, "operating_cash_flow": 14795000.0, "revenue": 48592000.0, "stockholders_equity": 108132000.0, "total_assets": 1335977000.0, "total_liabilities": 1227845000.0 }, "period_end": "2022-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 11.355056782451078, "net_margin": 0.1439948962792229, "revenue_growth_yoy": 0.11194508009153319, "roa_avg2y": 0.005347052109877068, "roa_period_end": 0.0052373656133301695, "roe_avg2y": 0.05977761735319371, "roe_period_end": 0.06470794954315097 } }, { "accn": "0001751783-24-000009", "filed": "2024-03-26", "fiscal_year": 2021, "form": "10-K", "fundamental_units": { "capex": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "capex": 1774000.0, "eps_diluted": 1.06, "free_cash_flow": 5878000.0, "net_income": 11558000.0, "operating_cash_flow": 7652000.0, "revenue": 43700000.0, "stockholders_equity": 125969000.0, "total_assets": 1281166000.0, "total_liabilities": 1155197000.0 }, "period_end": "2021-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 9.17048638950853, "net_margin": 0.26448512585812356, "revenue_growth_yoy": -0.015654916094154748, "roa_avg2y": 0.009591721144649677, "roa_period_end": 0.009021469505122677, "roe_avg2y": 0.09533629179933022, "roe_period_end": 0.09175273281521644 } }, { "accn": "0001751783-23-000006", "filed": "2023-03-23", "fiscal_year": 2020, "form": "10-K", "fundamental_units": { "capex": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "capex": 1867000.0, "eps_diluted": 0.55, "free_cash_flow": 12978000.0, "net_income": 5917000.0, "operating_cash_flow": 14845000.0, "revenue": 44395000.0, "stockholders_equity": 116499000.0, "total_assets": 1128829000.0, "total_liabilities": 1012330000.0 }, "period_end": "2020-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 8.689602485858249, "net_margin": 0.13328077486203402, "revenue_growth_yoy": 0.08317474259503245, "roa_avg2y": 0.005627801357729667, "roa_period_end": 0.005241715087050386, "roe_avg2y": 0.052274705032666166, "roe_period_end": 0.0507901355376441 } }, { "accn": "0001751783-22-000008", "filed": "2022-03-22", "fiscal_year": 2019, "form": "10-K", "fundamental_units": { "capex": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "capex": 2589000.0, "eps_diluted": 0.56, "free_cash_flow": 9522000.0, "net_income": 5963000.0, "operating_cash_flow": 12111000.0, "revenue": 40986000.0, "stockholders_equity": 109882000.0, "total_assets": 973946000.0, "total_liabilities": 864064000.0 }, "period_end": "2019-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 7.863562730929543, "net_margin": 0.14548870345971796, "revenue_growth_yoy": 0.21512007115327603, "roa_avg2y": 0.006424369292958458, "roa_period_end": 0.006122516032716393, "roe_avg2y": 0.07050171731920855, "roe_period_end": 0.05426730492710361 } }, { "accn": "0001751783-21-000007", "filed": "2021-03-25", "fiscal_year": 2018, "form": "10-K", "fundamental_units": { "capex": "USD", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "capex": 1146000.0, "free_cash_flow": 7462000.0, "net_income": 4357000.0, "operating_cash_flow": 8608000.0, "revenue": 33730000.0, "stockholders_equity": 59277000.0, "total_assets": 882423000.0, "total_liabilities": 823146000.0 }, "period_end": "2018-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 13.886431499569817, "net_margin": 0.12917284316632077, "revenue_growth_yoy": 0.2095241510381181, "roa_avg2y": 0.005364026183637565, "roa_period_end": 0.004937541292554705, "roe_avg2y": 0.07626866455441385, "roe_period_end": 0.07350237022791302 } }, { "accn": "0001751783-20-000007", "filed": "2020-03-26", "fiscal_year": 2017, "form": "10-K", "fundamental_units": { "capex": "USD", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "capex": 697000.0, "free_cash_flow": 4690000.0, "net_income": 3002000.0, "operating_cash_flow": 5387000.0, "revenue": 27887000.0, "stockholders_equity": 54977000.0, "total_assets": 742103000.0, "total_liabilities": 687126000.0 }, "period_end": "2017-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 12.498426614766174, "net_margin": 0.10764872521246457, "roa_period_end": 0.004045260563560584, "roe_avg2y": 0.055854280238897054, "roe_period_end": 0.0546046528548302 } }, { "accn": "0001144204-19-017011", "filed": "2019-03-29", "fiscal_year": 2016, "form": "10-K", "fundamental_units": { "stockholders_equity": "USD" }, "fundamentals": { "stockholders_equity": 52517000.0 }, "period_end": "2016-12-31", "ratios": {} } ], "latest_filing": { "accn": "0001751783-26-000005", "filed": "2026-03-13", "form": "10-K" }, "note": "Static grepcent export of verified SEC companyfacts-derived values. Monetary values are raw reported units from grepcent's resolved facts; no scaling and no FX conversion. Capex, dividends, and buybacks are reported as positive outflow magnitudes. ROE/ROA include both period-end basis (site-consistent) and average-of-two-years basis where the prior-year denominator exists.", "schema_version": "1", "sic": "6036", "sic_description": "Savings Institutions, Not Federally Chartered", "source_urls": { "sec_companyfacts": "https://data.sec.gov/api/xbrl/companyfacts/CIK0001751783.json", "sec_submissions": "https://data.sec.gov/submissions/CIK0001751783.json" }, "ticker": "RBKB" }