# PRA GROUP INC (PRAA) MD&A by fiscal year

Verbatim Item 7 Management's Discussion and Analysis sections from PRA GROUP INC's 10-K filings, one page per fiscal year. Extracted from SEC filings with the same bounded parser for every year. Filer text, not grepcent analysis or investment advice.

- [FY 2025 MD&A](/company/PRAA/mda/fy2025/): filed 2026-03-02; accession 0001185348-26-000006 (https://www.sec.gov/Archives/edgar/data/1185348/000118534826000006/praa-20251231.htm); latest 10-K
- [FY 2024 MD&A](/company/PRAA/mda/fy2024/): filed 2025-02-27; accession 0001185348-25-000006 (https://www.sec.gov/Archives/edgar/data/1185348/000118534825000006/praa-20241231.htm)
- [FY 2023 MD&A](/company/PRAA/mda/fy2023/): filed 2024-02-29; accession 0001185348-24-000012 (https://www.sec.gov/Archives/edgar/data/1185348/000118534824000012/praa-20231231.htm)
- [FY 2022 MD&A](/company/PRAA/mda/fy2022/): filed 2023-02-28; accession 0001185348-23-000007 (https://www.sec.gov/Archives/edgar/data/1185348/000118534823000007/praa-20221231.htm)
- [FY 2021 MD&A](/company/PRAA/mda/fy2021/): filed 2022-03-01; accession 0001185348-22-000005 (https://www.sec.gov/Archives/edgar/data/1185348/000118534822000005/praa-20211231.htm)

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