# PATRIOT NATIONAL BANCORP INC (PNBK) MD&A by fiscal year

Verbatim Item 7 Management's Discussion and Analysis sections from PATRIOT NATIONAL BANCORP INC's 10-K filings, one page per fiscal year. Extracted from SEC filings with the same bounded parser for every year. Filer text, not grepcent analysis or investment advice.

- [FY 2025 MD&A](/company/PNBK/mda/fy2025/): filed 2026-03-31; accession 0001628280-26-022508 (https://www.sec.gov/Archives/edgar/data/1098146/000162828026022508/pnbk-20251231.htm); latest 10-K
- [FY 2024 MD&A](/company/PNBK/mda/fy2024/): filed 2025-04-15; accession 0001628280-25-017837 (https://www.sec.gov/Archives/edgar/data/1098146/000162828025017837/pnbk-20241231.htm)
- [FY 2023 MD&A](/company/PNBK/mda/fy2023/): filed 2024-04-01; accession 0001628280-24-013983 (https://www.sec.gov/Archives/edgar/data/1098146/000162828024013983/pnbk-20231231.htm)
- [FY 2022 MD&A](/company/PNBK/mda/fy2022/): filed 2023-03-29; accession 0001628280-23-009713 (https://www.sec.gov/Archives/edgar/data/1098146/000162828023009713/pnbk-20221231.htm)
- [FY 2021 MD&A](/company/PNBK/mda/fy2021/): filed 2022-03-24; accession 0001437749-22-007098 (https://www.sec.gov/Archives/edgar/data/1098146/000143774922007098/pnbk20211231_10k.htm)

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