# OFG BANCORP (OFG) MD&A by fiscal year

Verbatim Item 7 Management's Discussion and Analysis sections from OFG BANCORP's 10-K filings, one page per fiscal year. Extracted from SEC filings with the same bounded parser for every year. Filer text, not grepcent analysis or investment advice.

- [FY 2025 MD&A](/company/OFG/mda/fy2025/): filed 2026-02-25; accession 0001030469-26-000008 (https://www.sec.gov/Archives/edgar/data/1030469/000103046926000008/ofg-20251231.htm); latest 10-K
- [FY 2024 MD&A](/company/OFG/mda/fy2024/): filed 2025-02-27; accession 0001030469-25-000007 (https://www.sec.gov/Archives/edgar/data/1030469/000103046925000007/ofg-20241231.htm)
- [FY 2023 MD&A](/company/OFG/mda/fy2023/): filed 2024-02-26; accession 0001030469-24-000007 (https://www.sec.gov/Archives/edgar/data/1030469/000103046924000007/ofg-20231231.htm)
- [FY 2022 MD&A](/company/OFG/mda/fy2022/): filed 2023-02-24; accession 0001030469-23-000010 (https://www.sec.gov/Archives/edgar/data/1030469/000103046923000010/ofg-20221231.htm)
- [FY 2021 MD&A](/company/OFG/mda/fy2021/): filed 2022-02-25; accession 0001030469-22-000015 (https://www.sec.gov/Archives/edgar/data/1030469/000103046922000015/ofg-20211231.htm)

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