# NI Holdings, Inc. (NODK) MD&A by fiscal year

Verbatim Item 7 Management's Discussion and Analysis sections from NI Holdings, Inc.'s 10-K filings, one page per fiscal year. Extracted from SEC filings with the same bounded parser for every year. Filer text, not grepcent analysis or investment advice.

- [FY 2025 MD&A](/company/NODK/mda/fy2025/): filed 2026-03-06; accession 0001174947-26-000305 (https://www.sec.gov/Archives/edgar/data/1681206/000117494726000305/nodk-20251231.htm); latest 10-K
- [FY 2024 MD&A](/company/NODK/mda/fy2024/): filed 2025-03-07; accession 0001174947-25-000304 (https://www.sec.gov/Archives/edgar/data/1681206/000117494725000304/nodk-20241231.htm)
- [FY 2023 MD&A](/company/NODK/mda/fy2023/): filed 2024-03-15; accession 0001174947-24-000361 (https://www.sec.gov/Archives/edgar/data/1681206/000117494724000361/nodk-20231231.htm)
- [FY 2022 MD&A](/company/NODK/mda/fy2022/): filed 2023-03-08; accession 0001174947-23-000312 (https://www.sec.gov/Archives/edgar/data/1681206/000117494723000312/nodk-20221231.htm)
- [FY 2021 MD&A](/company/NODK/mda/fy2021/): filed 2022-03-09; accession 0001174947-22-000353 (https://www.sec.gov/Archives/edgar/data/1681206/000117494722000353/nodk10k2021.htm)

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