# NAVIENT CORP (NAVI) MD&A by fiscal year

Verbatim Item 7 Management's Discussion and Analysis sections from NAVIENT CORP's 10-K filings, one page per fiscal year. Extracted from SEC filings with the same bounded parser for every year. Filer text, not grepcent analysis or investment advice.

- [FY 2025 MD&A](/company/NAVI/mda/fy2025/): filed 2026-02-26; accession 0001193125-26-076753 (https://www.sec.gov/Archives/edgar/data/1593538/000119312526076753/navi-20251231.htm); latest 10-K
- [FY 2024 MD&A](/company/NAVI/mda/fy2024/): filed 2025-02-27; accession 0000950170-25-029207 (https://www.sec.gov/Archives/edgar/data/1593538/000095017025029207/navi-20241231.htm)
- [FY 2023 MD&A](/company/NAVI/mda/fy2023/): filed 2024-02-26; accession 0000950170-24-020149 (https://www.sec.gov/Archives/edgar/data/1593538/000095017024020149/navi-20231231.htm)
- [FY 2022 MD&A](/company/NAVI/mda/fy2022/): filed 2023-02-24; accession 0000950170-23-004376 (https://www.sec.gov/Archives/edgar/data/1593538/000095017023004376/navi-20221231.htm)
- [FY 2021 MD&A](/company/NAVI/mda/fy2021/): filed 2022-02-25; accession 0001564590-22-007182 (https://www.sec.gov/Archives/edgar/data/1593538/000156459022007182/navi-10k_20211231.htm)

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