# Midland States Bancorp, Inc. (MSBI) MD&A by fiscal year

Verbatim Item 7 Management's Discussion and Analysis sections from Midland States Bancorp, Inc.'s 10-K filings, one page per fiscal year. Extracted from SEC filings with the same bounded parser for every year. Filer text, not grepcent analysis or investment advice.

- [FY 2025 MD&A](/company/MSBI/mda/fy2025/): filed 2026-03-02; accession 0001466026-26-000020 (https://www.sec.gov/Archives/edgar/data/1466026/000146602626000020/msbi-20251231.htm); latest 10-K
- [FY 2024 MD&A](/company/MSBI/mda/fy2024/): filed 2025-07-01; accession 0001466026-25-000021 (https://www.sec.gov/Archives/edgar/data/1466026/000146602625000021/msbi-20241231.htm)
- [FY 2023 MD&A](/company/MSBI/mda/fy2023/): filed 2024-02-23; accession 0001466026-24-000009 (https://www.sec.gov/Archives/edgar/data/1466026/000146602624000009/msbi-20231231.htm)
- [FY 2022 MD&A](/company/MSBI/mda/fy2022/): filed 2023-02-24; accession 0001466026-23-000006 (https://www.sec.gov/Archives/edgar/data/1466026/000146602623000006/msbi-20221231.htm)
- [FY 2021 MD&A](/company/MSBI/mda/fy2021/): filed 2022-02-25; accession 0001466026-22-000003 (https://www.sec.gov/Archives/edgar/data/1466026/000146602622000003/msbi-20211231.htm)

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