{
  "cik": 64996,
  "cik_padded": "0000064996",
  "entityName": "MERCURY GENERAL CORP",
  "fiscal_years": [
    {
      "accn": "0000064996-26-000005",
      "filed": "2026-02-17",
      "fiscal_year": 2025,
      "form": "10-K",
      "fundamental_units": {
        "capex": "USD",
        "dividends_paid": "USD",
        "eps_diluted": "USD/shares",
        "free_cash_flow": "USD",
        "net_income": "USD",
        "operating_cash_flow": "USD",
        "revenue": "USD",
        "stockholders_equity": "USD",
        "total_assets": "USD",
        "total_liabilities": "USD"
      },
      "fundamentals": {
        "capex": 58431000.0,
        "dividends_paid": 70343000.0,
        "eps_diluted": 9.77,
        "free_cash_flow": 1028757000.0,
        "net_income": 541094000.0,
        "operating_cash_flow": 1087188000.0,
        "revenue": 5992468000.0,
        "stockholders_equity": 2417275000.0,
        "total_assets": 9560669000.0,
        "total_liabilities": 7143394000.0
      },
      "period_end": "2025-12-31",
      "ratio_units": {
        "leverage": "ratio",
        "net_margin": "ratio",
        "payout_ratio": "ratio",
        "revenue_growth_yoy": "ratio",
        "roa_avg2y": "ratio",
        "roa_period_end": "ratio",
        "roe_avg2y": "ratio",
        "roe_period_end": "ratio"
      },
      "ratios": {
        "leverage": 2.9551432915162734,
        "net_margin": 0.09029568451596237,
        "payout_ratio": 0.13000144152402354,
        "revenue_growth_yoy": 0.09438817393349773,
        "roa_avg2y": 0.06055451698787906,
        "roa_period_end": 0.0565958302708733,
        "roe_avg2y": 0.2479921737916893,
        "roe_period_end": 0.22384461842363815
      }
    },
    {
      "accn": "0000064996-26-000005",
      "filed": "2026-02-17",
      "fiscal_year": 2024,
      "form": "10-K",
      "fundamental_units": {
        "capex": "USD",
        "dividends_paid": "USD",
        "eps_diluted": "USD/shares",
        "free_cash_flow": "USD",
        "net_income": "USD",
        "operating_cash_flow": "USD",
        "revenue": "USD",
        "stockholders_equity": "USD",
        "total_assets": "USD",
        "total_liabilities": "USD"
      },
      "fundamentals": {
        "capex": 46138000.0,
        "dividends_paid": 70326000.0,
        "eps_diluted": 8.45,
        "free_cash_flow": 990979000.0,
        "net_income": 467953000.0,
        "operating_cash_flow": 1037117000.0,
        "revenue": 5475633000.0,
        "stockholders_equity": 1946524000.0,
        "total_assets": 8310632000.0,
        "total_liabilities": 6364108000.0
      },
      "period_end": "2024-12-31",
      "ratio_units": {
        "leverage": "ratio",
        "net_margin": "ratio",
        "payout_ratio": "ratio",
        "revenue_growth_yoy": "ratio",
        "roa_avg2y": "ratio",
        "roa_period_end": "ratio",
        "roe_avg2y": "ratio",
        "roe_period_end": "ratio"
      },
      "ratios": {
        "leverage": 3.269473173718896,
        "net_margin": 0.08546098688498663,
        "payout_ratio": 0.15028432342564318,
        "revenue_growth_yoy": 0.18273637791003214,
        "roa_avg2y": 0.06071780454026653,
        "roa_period_end": 0.056307751323846376,
        "roe_avg2y": 0.26780962660555263,
        "roe_period_end": 0.24040443374959672
      }
    },
    {
      "accn": "0000064996-26-000005",
      "filed": "2026-02-17",
      "fiscal_year": 2023,
      "form": "10-K",
      "fundamental_units": {
        "capex": "USD",
        "dividends_paid": "USD",
        "eps_diluted": "USD/shares",
        "free_cash_flow": "USD",
        "net_income": "USD",
        "operating_cash_flow": "USD",
        "revenue": "USD",
        "stockholders_equity": "USD",
        "total_assets": "USD",
        "total_liabilities": "USD"
      },
      "fundamentals": {
        "capex": 36810000.0,
        "dividends_paid": 70322000.0,
        "eps_diluted": 1.74,
        "free_cash_flow": 416194000.0,
        "net_income": 96336000.0,
        "operating_cash_flow": 453004000.0,
        "revenue": 4629631000.0,
        "stockholders_equity": 1548145000.0,
        "total_assets": 7103397000.0,
        "total_liabilities": 5555252000.0
      },
      "period_end": "2023-12-31",
      "ratio_units": {
        "leverage": "ratio",
        "net_margin": "ratio",
        "payout_ratio": "ratio",
        "revenue_growth_yoy": "ratio",
        "roa_avg2y": "ratio",
        "roa_period_end": "ratio",
        "roe_avg2y": "ratio",
        "roe_period_end": "ratio"
      },
      "ratios": {
        "leverage": 3.5883279666956263,
        "net_margin": 0.020808569840663326,
        "payout_ratio": 0.7299659524995847,
        "revenue_growth_yoy": 0.2708062384815427,
        "roa_avg2y": 0.014148764263266944,
        "roa_period_end": 0.01356196197396823,
        "roe_avg2y": 0.06275396739576507,
        "roe_period_end": 0.06222672940842105
      }
    },
    {
      "accn": "0000064996-25-000013",
      "filed": "2025-02-11",
      "fiscal_year": 2022,
      "form": "10-K",
      "fundamental_units": {
        "capex": "USD",
        "dividends_paid": "USD",
        "eps_diluted": "USD/shares",
        "free_cash_flow": "USD",
        "net_income": "USD",
        "operating_cash_flow": "USD",
        "revenue": "USD",
        "stockholders_equity": "USD",
        "total_assets": "USD",
        "total_liabilities": "USD"
      },
      "fundamentals": {
        "capex": 35508000.0,
        "dividends_paid": 105482000.0,
        "eps_diluted": -9.26,
        "free_cash_flow": 317081000.0,
        "net_income": -512672000.0,
        "operating_cash_flow": 352589000.0,
        "revenue": 3643066000.0,
        "stockholders_equity": 1522131000.0,
        "total_assets": 6514188000.0,
        "total_liabilities": 4992057000.0
      },
      "period_end": "2022-12-31",
      "ratio_units": {
        "leverage": "ratio",
        "net_margin": "ratio",
        "revenue_growth_yoy": "ratio",
        "roa_avg2y": "ratio",
        "roa_period_end": "ratio",
        "roe_avg2y": "ratio",
        "roe_period_end": "ratio"
      },
      "ratios": {
        "leverage": 3.2796500432617166,
        "net_margin": -0.14072542193855395,
        "revenue_growth_yoy": -0.08771842837993198,
        "roa_avg2y": -0.07717093686449417,
        "roa_period_end": -0.07870082963525155,
        "roe_avg2y": -0.2799641329266068,
        "roe_period_end": -0.33681200895323726
      }
    },
    {
      "accn": "0000064996-24-000002",
      "filed": "2024-02-13",
      "fiscal_year": 2021,
      "form": "10-K",
      "fundamental_units": {
        "capex": "USD",
        "dividends_paid": "USD",
        "eps_diluted": "USD/shares",
        "free_cash_flow": "USD",
        "net_income": "USD",
        "operating_cash_flow": "USD",
        "revenue": "USD",
        "stockholders_equity": "USD",
        "total_assets": "USD",
        "total_liabilities": "USD"
      },
      "fundamentals": {
        "capex": 41442000.0,
        "dividends_paid": 140226000.0,
        "eps_diluted": 4.48,
        "free_cash_flow": 460142000.0,
        "net_income": 247937000.0,
        "operating_cash_flow": 501584000.0,
        "revenue": 3993357000.0,
        "stockholders_equity": 2140281000.0,
        "total_assets": 6772472000.0,
        "total_liabilities": 4632191000.0
      },
      "period_end": "2021-12-31",
      "ratio_units": {
        "leverage": "ratio",
        "net_margin": "ratio",
        "payout_ratio": "ratio",
        "revenue_growth_yoy": "ratio",
        "roa_avg2y": "ratio",
        "roa_period_end": "ratio",
        "roe_avg2y": "ratio",
        "roe_period_end": "ratio"
      },
      "ratios": {
        "leverage": 2.164291044026462,
        "net_margin": 0.062087361585753544,
        "payout_ratio": 0.5655710926566023,
        "revenue_growth_yoy": 0.05518440823662555,
        "roa_avg2y": 0.03785090252305255,
        "roa_period_end": 0.036609527510781885,
        "roe_avg2y": 0.11883261384588766,
        "roe_period_end": 0.11584320002840748
      }
    },
    {
      "accn": "0000064996-23-000004",
      "filed": "2023-02-14",
      "fiscal_year": 2020,
      "form": "10-K",
      "fundamental_units": {
        "capex": "USD",
        "dividends_paid": "USD",
        "eps_diluted": "USD/shares",
        "free_cash_flow": "USD",
        "net_income": "USD",
        "operating_cash_flow": "USD",
        "revenue": "USD",
        "stockholders_equity": "USD",
        "total_assets": "USD",
        "total_liabilities": "USD"
      },
      "fundamentals": {
        "capex": 39953000.0,
        "dividends_paid": 139640000.0,
        "eps_diluted": 6.77,
        "free_cash_flow": 565663000.0,
        "net_income": 374607000.0,
        "operating_cash_flow": 605616000.0,
        "revenue": 3784511000.0,
        "stockholders_equity": 2032597000.0,
        "total_assets": 6328246000.0,
        "total_liabilities": 4295649000.0
      },
      "period_end": "2020-12-31",
      "ratio_units": {
        "leverage": "ratio",
        "net_margin": "ratio",
        "payout_ratio": "ratio",
        "revenue_growth_yoy": "ratio",
        "roa_avg2y": "ratio",
        "roa_period_end": "ratio",
        "roe_avg2y": "ratio",
        "roe_period_end": "ratio"
      },
      "ratios": {
        "leverage": 2.1133795828686157,
        "net_margin": 0.09898425450474316,
        "payout_ratio": 0.37276398999484794,
        "revenue_growth_yoy": -0.04732690953193919,
        "roa_avg2y": 0.06132350713158926,
        "roa_period_end": 0.059196023669117796,
        "roe_avg2y": 0.19551008468205022,
        "roe_period_end": 0.18429969147843867
      }
    },
    {
      "accn": "0000064996-22-000004",
      "filed": "2022-02-15",
      "fiscal_year": 2019,
      "form": "10-K",
      "fundamental_units": {
        "capex": "USD",
        "dividends_paid": "USD",
        "eps_diluted": "USD/shares",
        "free_cash_flow": "USD",
        "net_income": "USD",
        "operating_cash_flow": "USD",
        "revenue": "USD",
        "stockholders_equity": "USD",
        "total_assets": "USD",
        "total_liabilities": "USD"
      },
      "fundamentals": {
        "capex": 40088000.0,
        "dividends_paid": 139071000.0,
        "eps_diluted": 5.78,
        "free_cash_flow": 479590000.0,
        "net_income": 320087000.0,
        "operating_cash_flow": 519678000.0,
        "revenue": 3972518000.0,
        "stockholders_equity": 1799502000.0,
        "total_assets": 5889157000.0,
        "total_liabilities": 4089655000.0
      },
      "period_end": "2019-12-31",
      "ratio_units": {
        "leverage": "ratio",
        "net_margin": "ratio",
        "payout_ratio": "ratio",
        "revenue_growth_yoy": "ratio",
        "roa_avg2y": "ratio",
        "roa_period_end": "ratio",
        "roe_avg2y": "ratio",
        "roe_period_end": "ratio"
      },
      "ratios": {
        "leverage": 2.2726593246353715,
        "net_margin": 0.08057534289334875,
        "payout_ratio": 0.43447875108954753,
        "revenue_growth_yoy": 0.17529979254462422,
        "roa_avg2y": 0.05653805928983123,
        "roa_period_end": 0.05435192167571692,
        "roe_avg2y": 0.18733952439229237,
        "roe_period_end": 0.17787532328388633
      }
    },
    {
      "accn": "0000064996-21-000004",
      "filed": "2021-02-16",
      "fiscal_year": 2018,
      "form": "10-K",
      "fundamental_units": {
        "capex": "USD",
        "dividends_paid": "USD",
        "eps_diluted": "USD/shares",
        "free_cash_flow": "USD",
        "net_income": "USD",
        "operating_cash_flow": "USD",
        "revenue": "USD",
        "stockholders_equity": "USD",
        "total_assets": "USD",
        "total_liabilities": "USD"
      },
      "fundamentals": {
        "capex": 27959000.0,
        "dividends_paid": 138478000.0,
        "eps_diluted": -0.1,
        "free_cash_flow": 355475000.0,
        "net_income": -5728000.0,
        "operating_cash_flow": 383434000.0,
        "revenue": 3380004000.0,
        "stockholders_equity": 1617684000.0,
        "total_assets": 5433729000.0,
        "total_liabilities": 3816045000.0
      },
      "period_end": "2018-12-31",
      "ratio_units": {
        "leverage": "ratio",
        "net_margin": "ratio",
        "revenue_growth_yoy": "ratio",
        "roa_avg2y": "ratio",
        "roa_period_end": "ratio",
        "roe_avg2y": "ratio",
        "roe_period_end": "ratio"
      },
      "ratios": {
        "leverage": 2.358955766391953,
        "net_margin": -0.0016946725506833719,
        "revenue_growth_yoy": -0.010526463701879587,
        "roa_avg2y": -0.0010874175087128189,
        "roa_period_end": -0.0010541563629691507,
        "roe_avg2y": -0.0033902809381631815,
        "roe_period_end": -0.003540864594073997
      }
    },
    {
      "accn": "0000064996-20-000012",
      "filed": "2020-02-12",
      "fiscal_year": 2017,
      "form": "10-K",
      "fundamental_units": {
        "capex": "USD",
        "dividends_paid": "USD",
        "eps_diluted": "USD/shares",
        "free_cash_flow": "USD",
        "net_income": "USD",
        "operating_cash_flow": "USD",
        "revenue": "USD",
        "stockholders_equity": "USD",
        "total_assets": "USD",
        "total_liabilities": "USD"
      },
      "fundamentals": {
        "capex": 19443000.0,
        "dividends_paid": 137886000.0,
        "eps_diluted": 2.62,
        "free_cash_flow": 321962000.0,
        "net_income": 144877000.0,
        "operating_cash_flow": 341405000.0,
        "revenue": 3415962000.0,
        "stockholders_equity": 1761387000.0,
        "total_assets": 5101323000.0,
        "total_liabilities": 3339936000.0
      },
      "period_end": "2017-12-31",
      "ratio_units": {
        "leverage": "ratio",
        "net_margin": "ratio",
        "payout_ratio": "ratio",
        "revenue_growth_yoy": "ratio",
        "roa_avg2y": "ratio",
        "roa_period_end": "ratio",
        "roe_avg2y": "ratio",
        "roe_period_end": "ratio"
      },
      "ratios": {
        "leverage": 1.89619657690218,
        "net_margin": 0.04241177155951969,
        "payout_ratio": 0.9517452735768963,
        "revenue_growth_yoy": 0.05833255620208056,
        "roa_avg2y": 0.02929755296262169,
        "roa_period_end": 0.028399887636991427,
        "roe_avg2y": 0.08246198050025201,
        "roe_period_end": 0.08225165735866109
      }
    },
    {
      "accn": "0000064996-19-000004",
      "filed": "2019-02-13",
      "fiscal_year": 2016,
      "form": "10-K",
      "fundamental_units": {
        "capex": "USD",
        "dividends_paid": "USD",
        "eps_diluted": "USD/shares",
        "free_cash_flow": "USD",
        "net_income": "USD",
        "operating_cash_flow": "USD",
        "revenue": "USD",
        "stockholders_equity": "USD",
        "total_assets": "USD",
        "total_liabilities": "USD"
      },
      "fundamentals": {
        "capex": 16979000.0,
        "dividends_paid": 137201000.0,
        "eps_diluted": 1.32,
        "free_cash_flow": 274699000.0,
        "net_income": 73044000.0,
        "operating_cash_flow": 291678000.0,
        "revenue": 3227683000.0,
        "stockholders_equity": 1752402000.0,
        "total_assets": 4788718000.0,
        "total_liabilities": 3036316000.0
      },
      "period_end": "2016-12-31",
      "ratio_units": {
        "leverage": "ratio",
        "net_margin": "ratio",
        "payout_ratio": "ratio",
        "roa_period_end": "ratio",
        "roe_period_end": "ratio"
      },
      "ratios": {
        "leverage": 1.7326595153395168,
        "net_margin": 0.022630475173677212,
        "payout_ratio": 1.8783336071409014,
        "roa_period_end": 0.015253351732133736,
        "roe_period_end": 0.041682216751635755
      }
    }
  ],
  "latest_filing": {
    "accn": "0000064996-26-000005",
    "filed": "2026-02-17",
    "form": "10-K"
  },
  "note": "Static grepcent export of verified SEC companyfacts-derived values. Monetary values are raw reported units from grepcent's resolved facts; no scaling and no FX conversion. Capex, dividends, and buybacks are reported as positive outflow magnitudes. ROE/ROA include both period-end basis (site-consistent) and average-of-two-years basis where the prior-year denominator exists.",
  "schema_version": "1",
  "sic": "6331",
  "sic_description": "Fire, Marine & Casualty Insurance",
  "source_urls": {
    "sec_companyfacts": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000064996.json",
    "sec_submissions": "https://data.sec.gov/submissions/CIK0000064996.json"
  },
  "ticker": "MCY"
}
