{
  "cik": 1518715,
  "cik_padded": "0001518715",
  "entityName": "Mechanics Bancorp",
  "fiscal_years": [
    {
      "accn": "0001518715-26-000026",
      "filed": "2026-03-17",
      "fiscal_year": 2025,
      "form": "10-K",
      "fundamental_units": {
        "capex": "USD",
        "cash": "USD",
        "dividends_paid": "USD",
        "eps_diluted": "USD/shares",
        "free_cash_flow": "USD",
        "net_income": "USD",
        "operating_cash_flow": "USD",
        "revenue": "USD",
        "stockholders_equity": "USD",
        "total_assets": "USD",
        "total_liabilities": "USD"
      },
      "fundamentals": {
        "capex": 6513000.0,
        "cash": 1029983000.0,
        "dividends_paid": 48561000.0,
        "eps_diluted": 1.27,
        "free_cash_flow": 187079000.0,
        "net_income": 265739000.0,
        "operating_cash_flow": 193592000.0,
        "revenue": 811764000.0,
        "stockholders_equity": 2862375000.0,
        "total_assets": 22351475000.0,
        "total_liabilities": 19489100000.0
      },
      "period_end": "2025-12-31",
      "ratio_units": {
        "leverage": "ratio",
        "net_margin": "ratio",
        "payout_ratio": "ratio",
        "revenue_growth_yoy": "ratio",
        "roa_avg2y": "ratio",
        "roa_period_end": "ratio",
        "roe_avg2y": "ratio",
        "roe_period_end": "ratio"
      },
      "ratios": {
        "leverage": 6.8087165378400805,
        "net_margin": 0.3273599223419615,
        "payout_ratio": 0.18273945487865914,
        "revenue_growth_yoy": 0.10336297331314444,
        "roa_avg2y": 0.013683220513106224,
        "roa_period_end": 0.0118891035155398,
        "roe_avg2y": 0.10291498676572733,
        "roe_period_end": 0.09283863924188829
      }
    },
    {
      "accn": "0001518715-26-000026",
      "filed": "2026-03-17",
      "fiscal_year": 2024,
      "form": "10-K",
      "fundamental_units": {
        "capex": "USD",
        "cash": "USD",
        "dividends_paid": "USD",
        "eps_diluted": "USD/shares",
        "free_cash_flow": "USD",
        "net_income": "USD",
        "operating_cash_flow": "USD",
        "revenue": "USD",
        "stockholders_equity": "USD",
        "total_assets": "USD",
        "total_liabilities": "USD"
      },
      "fundamentals": {
        "capex": 6372000.0,
        "cash": 999711000.0,
        "dividends_paid": 94992000.0,
        "eps_diluted": 0.14,
        "free_cash_flow": 285892000.0,
        "net_income": 28999000.0,
        "operating_cash_flow": 292264000.0,
        "revenue": 735718000.0,
        "stockholders_equity": 2301868000.0,
        "total_assets": 16490112000.0,
        "total_liabilities": 14188244000.0
      },
      "period_end": "2024-12-31",
      "ratio_units": {
        "leverage": "ratio",
        "net_margin": "ratio",
        "payout_ratio": "ratio",
        "revenue_growth_yoy": "ratio",
        "roa_avg2y": "ratio",
        "roa_period_end": "ratio",
        "roe_avg2y": "ratio",
        "roe_period_end": "ratio"
      },
      "ratios": {
        "leverage": 6.163795665085922,
        "net_margin": 0.039415917511872754,
        "payout_ratio": 3.27569916204007,
        "revenue_growth_yoy": 0.8404775067981178,
        "roa_avg2y": 0.0022408137185182826,
        "roa_period_end": 0.0017585690139642473,
        "roe_avg2y": 0.012782004432863843,
        "roe_period_end": 0.012598029078991498
      }
    },
    {
      "accn": "0001518715-26-000026",
      "filed": "2026-03-17",
      "fiscal_year": 2023,
      "form": "10-K",
      "fundamental_units": {
        "capex": "USD",
        "cash": "USD",
        "dividends_paid": "USD",
        "eps_diluted": "USD/shares",
        "free_cash_flow": "USD",
        "net_income": "USD",
        "operating_cash_flow": "USD",
        "revenue": "USD",
        "stockholders_equity": "USD",
        "total_assets": "USD",
        "total_liabilities": "USD"
      },
      "fundamentals": {
        "capex": 3811000.0,
        "cash": 215664000.0,
        "dividends_paid": 12317000.0,
        "eps_diluted": -1.46,
        "free_cash_flow": 4213000.0,
        "net_income": -27508000.0,
        "operating_cash_flow": 8024000.0,
        "revenue": 399743000.0,
        "stockholders_equity": 2235605000.0,
        "total_assets": 9392450000.0,
        "total_liabilities": 8854063000.0
      },
      "period_end": "2023-12-31",
      "ratio_units": {
        "leverage": "ratio",
        "net_margin": "ratio",
        "revenue_growth_yoy": "ratio",
        "roa_avg2y": "ratio",
        "roa_period_end": "ratio",
        "roe_avg2y": "ratio",
        "roe_period_end": "ratio"
      },
      "ratios": {
        "leverage": 3.9604773651874994,
        "net_margin": -0.06881421313193727,
        "revenue_growth_yoy": 0.3136995215059417,
        "roa_avg2y": -0.002933058807786446,
        "roa_period_end": -0.0029287353140022036,
        "roe_avg2y": -0.01966435909973436,
        "roe_period_end": -0.012304499229515053
      }
    },
    {
      "accn": "0001518715-25-000026",
      "filed": "2025-03-07",
      "fiscal_year": 2022,
      "form": "10-K",
      "fundamental_units": {
        "capex": "USD",
        "cash": "USD",
        "dividends_paid": "USD",
        "eps_diluted": "USD/shares",
        "free_cash_flow": "USD",
        "net_income": "USD",
        "operating_cash_flow": "USD",
        "revenue": "USD",
        "stockholders_equity": "USD",
        "total_assets": "USD",
        "total_liabilities": "USD"
      },
      "fundamentals": {
        "capex": 6786000.0,
        "cash": 72828000.0,
        "dividends_paid": 26847000.0,
        "eps_diluted": 3.49,
        "free_cash_flow": 211542000.0,
        "net_income": 66540000.0,
        "operating_cash_flow": 218328000.0,
        "revenue": 304288000.0,
        "stockholders_equity": 562147000.0,
        "total_assets": 9364760000.0,
        "total_liabilities": 8802613000.0
      },
      "period_end": "2022-12-31",
      "ratio_units": {
        "leverage": "ratio",
        "net_margin": "ratio",
        "payout_ratio": "ratio",
        "revenue_growth_yoy": "ratio",
        "roa_avg2y": "ratio",
        "roa_period_end": "ratio",
        "roe_avg2y": "ratio",
        "roe_period_end": "ratio"
      },
      "ratios": {
        "leverage": 15.658916617895319,
        "net_margin": 0.21867441371332422,
        "payout_ratio": 0.4034715960324617,
        "revenue_growth_yoy": 0.24557604535500113,
        "roa_avg2y": 0.008031938967886187,
        "roa_period_end": 0.007105360948919139,
        "roe_avg2y": 0.10417335297607958,
        "roe_period_end": 0.1183676155880935
      }
    },
    {
      "accn": "0001518715-24-000075",
      "filed": "2024-03-06",
      "fiscal_year": 2021,
      "form": "10-K",
      "fundamental_units": {
        "capex": "USD",
        "cash": "USD",
        "dividends_paid": "USD",
        "eps_diluted": "USD/shares",
        "free_cash_flow": "USD",
        "net_income": "USD",
        "operating_cash_flow": "USD",
        "revenue": "USD",
        "stockholders_equity": "USD",
        "total_assets": "USD",
        "total_liabilities": "USD"
      },
      "fundamentals": {
        "capex": 2941000.0,
        "cash": 65214000.0,
        "dividends_paid": 21338000.0,
        "eps_diluted": 5.46,
        "free_cash_flow": 170094000.0,
        "net_income": 115422000.0,
        "operating_cash_flow": 173035000.0,
        "revenue": 244295000.0,
        "stockholders_equity": 715339000.0,
        "total_assets": 7204091000.0,
        "total_liabilities": 6488752000.0
      },
      "period_end": "2021-12-31",
      "ratio_units": {
        "leverage": "ratio",
        "net_margin": "ratio",
        "payout_ratio": "ratio",
        "revenue_growth_yoy": "ratio",
        "roa_avg2y": "ratio",
        "roa_period_end": "ratio",
        "roe_avg2y": "ratio",
        "roe_period_end": "ratio"
      },
      "ratios": {
        "leverage": 9.07087688494546,
        "net_margin": 0.4724697599214065,
        "payout_ratio": 0.1848694356361872,
        "revenue_growth_yoy": -0.030621557703601417,
        "roa_avg2y": 0.01598511811567779,
        "roa_period_end": 0.016021729875427725,
        "roe_avg2y": 0.1610814122500417,
        "roe_period_end": 0.16135286905928517
      }
    },
    {
      "accn": "0001518715-24-000075",
      "filed": "2024-03-06",
      "fiscal_year": 2020,
      "form": "10-K",
      "fundamental_units": {
        "capex": "USD",
        "cash": "USD",
        "dividends_paid": "USD",
        "eps_diluted": "USD/shares",
        "free_cash_flow": "USD",
        "net_income": "USD",
        "operating_cash_flow": "USD",
        "revenue": "USD",
        "stockholders_equity": "USD",
        "total_assets": "USD",
        "total_liabilities": "USD"
      },
      "fundamentals": {
        "capex": 3298000.0,
        "cash": 58049000.0,
        "dividends_paid": 13865000.0,
        "eps_diluted": 3.47,
        "free_cash_flow": -28843000.0,
        "net_income": 79990000.0,
        "operating_cash_flow": -25545000.0,
        "revenue": 252012000.0,
        "stockholders_equity": 717750000.0,
        "total_assets": 7237091000.0,
        "total_liabilities": 6519341000.0
      },
      "period_end": "2020-12-31",
      "ratio_units": {
        "leverage": "ratio",
        "net_margin": "ratio",
        "payout_ratio": "ratio",
        "revenue_growth_yoy": "ratio",
        "roa_avg2y": "ratio",
        "roa_period_end": "ratio",
        "roe_avg2y": "ratio",
        "roe_period_end": "ratio"
      },
      "ratios": {
        "leverage": 9.083024730059213,
        "net_margin": 0.3174055203720458,
        "payout_ratio": 0.17333416677084634,
        "revenue_growth_yoy": -0.09219541364379732,
        "roa_avg2y": 0.011386861022927037,
        "roa_period_end": 0.011052783500995082,
        "roe_avg2y": 0.11447806147238623,
        "roe_period_end": 0.11144548937652386
      }
    },
    {
      "accn": "0001518715-23-000047",
      "filed": "2023-03-06",
      "fiscal_year": 2019,
      "form": "10-K",
      "fundamental_units": {
        "capex": "USD",
        "cash": "USD",
        "dividends_paid": "USD",
        "eps_diluted": "USD/shares",
        "free_cash_flow": "USD",
        "net_income": "USD",
        "operating_cash_flow": "USD",
        "revenue": "USD",
        "stockholders_equity": "USD",
        "total_assets": "USD",
        "total_liabilities": "USD"
      },
      "fundamentals": {
        "capex": 2257000.0,
        "cash": 57880000.0,
        "dividends_paid": 0.0,
        "eps_diluted": 0.65,
        "free_cash_flow": 256573000.0,
        "net_income": 17512000.0,
        "operating_cash_flow": 258830000.0,
        "revenue": 277606000.0,
        "stockholders_equity": 679723000.0,
        "total_assets": 6812435000.0,
        "total_liabilities": 6132712000.0
      },
      "period_end": "2019-12-31",
      "ratio_units": {
        "leverage": "ratio",
        "net_margin": "ratio",
        "payout_ratio": "ratio",
        "revenue_growth_yoy": "ratio",
        "roa_avg2y": "ratio",
        "roa_period_end": "ratio",
        "roe_avg2y": "ratio",
        "roe_period_end": "ratio"
      },
      "ratios": {
        "leverage": 9.02236940636112,
        "net_margin": 0.06308221003868793,
        "payout_ratio": 0.0,
        "revenue_growth_yoy": 0.10396799516427929,
        "roa_avg2y": 0.0025279588320345162,
        "roa_period_end": 0.0025705933341015363,
        "roe_avg2y": 0.0246779445098549,
        "roe_period_end": 0.02576343598789507
      }
    },
    {
      "accn": "0001518715-22-000066",
      "filed": "2022-03-04",
      "fiscal_year": 2018,
      "form": "10-K",
      "fundamental_units": {
        "capex": "USD",
        "cash": "USD",
        "dividends_paid": "USD",
        "eps_diluted": "USD/shares",
        "free_cash_flow": "USD",
        "net_income": "USD",
        "operating_cash_flow": "USD",
        "revenue": "USD",
        "stockholders_equity": "USD",
        "total_assets": "USD",
        "total_liabilities": "USD"
      },
      "fundamentals": {
        "capex": 9724000.0,
        "cash": 57982000.0,
        "dividends_paid": 0.0,
        "eps_diluted": 1.47,
        "free_cash_flow": 276287000.0,
        "net_income": 40027000.0,
        "operating_cash_flow": 286011000.0,
        "revenue": 251462000.0,
        "stockholders_equity": 739520000.0,
        "total_assets": 7042221000.0,
        "total_liabilities": 6302701000.0
      },
      "period_end": "2018-12-31",
      "ratio_units": {
        "leverage": "ratio",
        "net_margin": "ratio",
        "payout_ratio": "ratio",
        "revenue_growth_yoy": "ratio",
        "roa_avg2y": "ratio",
        "roa_period_end": "ratio",
        "roe_avg2y": "ratio",
        "roe_period_end": "ratio"
      },
      "ratios": {
        "leverage": 8.522691745997404,
        "net_margin": 0.15917713213129617,
        "payout_ratio": 0.0,
        "revenue_growth_yoy": 0.1843538055764883,
        "roa_avg2y": 0.005807637724819798,
        "roa_period_end": 0.005683860248066625,
        "roe_avg2y": 0.05544289770759748,
        "roe_period_end": 0.05412564906966681
      }
    },
    {
      "accn": "0001518715-21-000065",
      "filed": "2021-03-12",
      "fiscal_year": 2017,
      "form": "10-K",
      "fundamental_units": {
        "capex": "USD",
        "cash": "USD",
        "eps_diluted": "USD/shares",
        "free_cash_flow": "USD",
        "net_income": "USD",
        "operating_cash_flow": "USD",
        "revenue": "USD",
        "stockholders_equity": "USD",
        "total_assets": "USD",
        "total_liabilities": "USD"
      },
      "fundamentals": {
        "capex": 42286000.0,
        "cash": 72718000.0,
        "eps_diluted": 2.54,
        "free_cash_flow": 117041000.0,
        "net_income": 68946000.0,
        "operating_cash_flow": 159327000.0,
        "revenue": 212320000.0,
        "stockholders_equity": 704380000.0,
        "total_assets": 6742041000.0,
        "total_liabilities": 6037661000.0
      },
      "period_end": "2017-12-31",
      "ratio_units": {
        "leverage": "ratio",
        "net_margin": "ratio",
        "revenue_growth_yoy": "ratio",
        "roa_avg2y": "ratio",
        "roa_period_end": "ratio",
        "roe_avg2y": "ratio",
        "roe_period_end": "ratio"
      },
      "ratios": {
        "leverage": 8.571596297453079,
        "net_margin": 0.3247268274302939,
        "revenue_growth_yoy": 0.013281663858888883,
        "roa_avg2y": 0.010618724029687639,
        "roa_period_end": 0.01022628014276389,
        "roe_avg2y": 0.10339335844710512,
        "roe_period_end": 0.0978818251511968
      }
    },
    {
      "accn": "0001518715-20-000047",
      "filed": "2020-03-06",
      "fiscal_year": 2016,
      "form": "10-K",
      "fundamental_units": {
        "capex": "USD",
        "cash": "USD",
        "eps_diluted": "USD/shares",
        "free_cash_flow": "USD",
        "net_income": "USD",
        "operating_cash_flow": "USD",
        "revenue": "USD",
        "stockholders_equity": "USD",
        "total_assets": "USD",
        "total_liabilities": "USD"
      },
      "fundamentals": {
        "capex": 24482000.0,
        "cash": 53932000.0,
        "eps_diluted": 2.34,
        "free_cash_flow": -69276000.0,
        "net_income": 58151000.0,
        "operating_cash_flow": -44794000.0,
        "revenue": 209537000.0,
        "stockholders_equity": 629284000.0,
        "total_assets": 6243700000.0,
        "total_liabilities": 5614416000.0
      },
      "period_end": "2016-12-31",
      "ratio_units": {
        "leverage": "ratio",
        "net_margin": "ratio",
        "roa_period_end": "ratio",
        "roe_period_end": "ratio"
      },
      "ratios": {
        "leverage": 8.921911251517598,
        "net_margin": 0.27752139240325097,
        "roa_period_end": 0.009313548056440893,
        "roe_period_end": 0.09240819725275076
      }
    }
  ],
  "latest_filing": {
    "accn": "0001518715-26-000026",
    "filed": "2026-03-17",
    "form": "10-K"
  },
  "note": "Static grepcent export of verified SEC companyfacts-derived values. Monetary values are raw reported units from grepcent's resolved facts; no scaling and no FX conversion. Capex, dividends, and buybacks are reported as positive outflow magnitudes. ROE/ROA include both period-end basis (site-consistent) and average-of-two-years basis where the prior-year denominator exists.",
  "schema_version": "1",
  "sic": "6022",
  "sic_description": "State Commercial Banks",
  "source_urls": {
    "sec_companyfacts": "https://data.sec.gov/api/xbrl/companyfacts/CIK0001518715.json",
    "sec_submissions": "https://data.sec.gov/submissions/CIK0001518715.json"
  },
  "ticker": "MCHB"
}
