# MetroCity Bankshares, Inc. (MCBS) MD&A by fiscal year

Verbatim Item 7 Management's Discussion and Analysis sections from MetroCity Bankshares, Inc.'s 10-K filings, one page per fiscal year. Extracted from SEC filings with the same bounded parser for every year. Filer text, not grepcent analysis or investment advice.

- [FY 2025 MD&A](/company/MCBS/mda/fy2025/): filed 2026-03-16; accession 0001747068-26-000010 (https://www.sec.gov/Archives/edgar/data/1747068/000174706826000010/mcbs-20251231x10k.htm); latest 10-K
- [FY 2024 MD&A](/company/MCBS/mda/fy2024/): filed 2025-03-10; accession 0001747068-25-000007 (https://www.sec.gov/Archives/edgar/data/1747068/000174706825000007/mcbs-20241231x10k.htm)
- [FY 2023 MD&A](/company/MCBS/mda/fy2023/): filed 2024-03-11; accession 0001747068-24-000010 (https://www.sec.gov/Archives/edgar/data/1747068/000174706824000010/mcbs-20231231x10k.htm)
- [FY 2022 MD&A](/company/MCBS/mda/fy2022/): filed 2023-03-10; accession 0001747068-23-000010 (https://www.sec.gov/Archives/edgar/data/1747068/000174706823000010/mcbs-20221231x10k.htm)
- [FY 2021 MD&A](/company/MCBS/mda/fy2021/): filed 2022-03-11; accession 0001747068-22-000011 (https://www.sec.gov/Archives/edgar/data/1747068/000174706822000011/mcbs-20211231x10k.htm)

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