On products and services:
We create a range of products and services for our customers using our data and artificial intelligence (“AI”) assets, technology, platforms and expertise.
Mastercard Inc (MA) single-company analysis
This page is a descriptive assembly from a frozen evidence pack of public SEC filing excerpts and verified SEC companyfacts metrics. It is not a rating, recommendation, endorsement, forecast, valuation, or investment advice. Filer viewpoints are attributed to the filer and figures are as of their cited filing dates.
Informational only - not investment advice. See Disclaimer.
Back to MA company profile. Existing company-page SVG figures remain the source for financial time-series context.
Business & segments
Financial profile
The values below are templated from verified SEC companyfacts-derived facts. The embedded SVG figures show selected annual series from the same facts.
Reported revenue: 32,791,000,000
Operating margin: 57.63%
Free cash flow: 17,159,000,000
Revenue scale is shown from verified SEC companyfacts. Revenue: 32,791,000,000
Operating margin is shown from verified SEC companyfacts. Operating margin: 57.63%
Net margin is shown from verified SEC companyfacts. Net margin: 45.65%
Free cash flow is computed from verified operating cash flow and capital expenditure facts. Free cash flow: 17,159,000,000
Capital expenditures are shown as reported payment magnitude from verified SEC companyfacts. Capital expenditures: 489,000,000
Dividends paid are shown as reported cash outflow magnitude from verified SEC companyfacts. Dividends paid: 2,756,000,000
| Metric | Value | Fiscal year | Period end | Source |
|---|---|---|---|---|
| Capital expenditures | 489,000,000 | 2025 | 2025-12-31 | USD |
| Dividends paid | 2,756,000,000 | 2025 | 2025-12-31 | USD |
| Free cash flow | 17,159,000,000 | 2025 | 2025-12-31 | USD |
| Liabilities / equity | 6.00 | 2025 | 2025-12-31 | Ratio |
| Net income | 14,968,000,000 | 2025 | 2025-12-31 | USD |
| Net margin | 45.65% | 2025 | 2025-12-31 | Percent |
| Operating cash flow | 17,648,000,000 | 2025 | 2025-12-31 | USD |
| Operating income | 18,897,000,000 | 2025 | 2025-12-31 | USD |
Stated strategy
Key idiosyncratic risks
On AI and data regulation:
In addition, laws and regulations on AI, data governance and credit decisioning may overlap or conflict with, or diverge from, general privacy rules.
On payment regulation:
Moreover, several jurisdictions are demonstrating increased interest about the network fees we charge to our customers (in some cases as part of broader market reviews of retail payments), which could in the future lead to regulation relating to our network fees.
On surcharge rules:
Additionally, our no-surcharge rules now permit U.S. and Canadian merchants to surcharge credit cards (subject to certain limitations).
Recent developments
On cross-border volume movement:
The increase was primarily driven by growth in domestic and cross-border dollar volumes and an increase in the number of switched transactions, reflecting growth trends across all of our key drivers.