# INTERNATIONAL BANCSHARES CORP (IBOC) MD&A by fiscal year

Verbatim Item 7 Management's Discussion and Analysis sections from INTERNATIONAL BANCSHARES CORP's 10-K filings, one page per fiscal year. Extracted from SEC filings with the same bounded parser for every year. Filer text, not grepcent analysis or investment advice.

- [FY 2025 MD&A](/company/IBOC/mda/fy2025/): filed 2026-02-26; accession 0001104659-26-020439 (https://www.sec.gov/Archives/edgar/data/315709/000110465926020439/iboc-20251231x10k.htm); latest 10-K
- [FY 2024 MD&A](/company/IBOC/mda/fy2024/): filed 2025-02-27; accession 0001558370-25-001782 (https://www.sec.gov/Archives/edgar/data/315709/000155837025001782/iboc-20241231x10k.htm)
- [FY 2023 MD&A](/company/IBOC/mda/fy2023/): filed 2024-02-26; accession 0001558370-24-001698 (https://www.sec.gov/Archives/edgar/data/315709/000155837024001698/iboc-20231231x10k.htm)
- [FY 2022 MD&A](/company/IBOC/mda/fy2022/): filed 2023-02-23; accession 0001558370-23-001892 (https://www.sec.gov/Archives/edgar/data/315709/000155837023001892/iboc-20221231x10k.htm)
- [FY 2021 MD&A](/company/IBOC/mda/fy2021/): filed 2022-02-24; accession 0001558370-22-001922 (https://www.sec.gov/Archives/edgar/data/315709/000155837022001922/iboc-20211231x10k.htm)

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