# HomeTrust Bancshares, Inc. (HTB) MD&A by fiscal year

Verbatim Item 7 Management's Discussion and Analysis sections from HomeTrust Bancshares, Inc.'s 10-K filings, one page per fiscal year. Extracted from SEC filings with the same bounded parser for every year. Filer text, not grepcent analysis or investment advice.

- [FY 2025 MD&A](/company/HTB/mda/fy2025/): filed 2026-03-13; accession 0001538263-26-000030 (https://www.sec.gov/Archives/edgar/data/1538263/000153826326000030/htbi-20251231.htm); latest 10-K
- [FY 2024 MD&A](/company/HTB/mda/fy2024/): filed 2025-03-13; accession 0001538263-25-000040 (https://www.sec.gov/Archives/edgar/data/1538263/000153826325000040/htbi-20241231.htm)
- [FY 2023 MD&A](/company/HTB/mda/fy2023/): filed 2023-09-11; accession 0001538263-23-000047 (https://www.sec.gov/Archives/edgar/data/1538263/000153826323000047/htbi-20230630.htm)
- [FY 2022 MD&A](/company/HTB/mda/fy2022/): filed 2022-09-12; accession 0001538263-22-000047 (https://www.sec.gov/Archives/edgar/data/1538263/000153826322000047/htbi-20220630.htm)
- [FY 2021 MD&A](/company/HTB/mda/fy2021/): filed 2021-09-10; accession 0001538263-21-000071 (https://www.sec.gov/Archives/edgar/data/1538263/000153826321000071/htbi-20210630.htm)

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