# Heritage Insurance Holdings, Inc. (HRTG) MD&A by fiscal year

Verbatim Item 7 Management's Discussion and Analysis sections from Heritage Insurance Holdings, Inc.'s 10-K filings, one page per fiscal year. Extracted from SEC filings with the same bounded parser for every year. Filer text, not grepcent analysis or investment advice.

- [FY 2025 MD&A](/company/HRTG/mda/fy2025/): filed 2026-03-12; accession 0001193125-26-103715 (https://www.sec.gov/Archives/edgar/data/1598665/000119312526103715/hrtg-20251231.htm); latest 10-K
- [FY 2024 MD&A](/company/HRTG/mda/fy2024/): filed 2025-03-13; accession 0001598665-25-000009 (https://www.sec.gov/Archives/edgar/data/1598665/000159866525000009/hrtg-20241231.htm)
- [FY 2023 MD&A](/company/HRTG/mda/fy2023/): filed 2024-03-13; accession 0000950170-24-030766 (https://www.sec.gov/Archives/edgar/data/1598665/000095017024030766/hrtg-20231231.htm)
- [FY 2022 MD&A](/company/HRTG/mda/fy2022/): filed 2023-03-13; accession 0000950170-23-007569 (https://www.sec.gov/Archives/edgar/data/1598665/000095017023007569/hrtg-20221231.htm)
- [FY 2021 MD&A](/company/HRTG/mda/fy2021/): filed 2022-03-14; accession 0000950170-22-003575 (https://www.sec.gov/Archives/edgar/data/1598665/000095017022003575/hrtg-20211231.htm)

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