# HORACE MANN EDUCATORS CORP /DE/ (HMN) MD&A by fiscal year

Verbatim Item 7 Management's Discussion and Analysis sections from HORACE MANN EDUCATORS CORP /DE/'s 10-K filings, one page per fiscal year. Extracted from SEC filings with the same bounded parser for every year. Filer text, not grepcent analysis or investment advice.

- [FY 2025 MD&A](/company/HMN/mda/fy2025/): filed 2026-02-27; accession 0000850141-26-000007 (https://www.sec.gov/Archives/edgar/data/850141/000085014126000007/hmn-20251231.htm); latest 10-K
- [FY 2024 MD&A](/company/HMN/mda/fy2024/): filed 2025-02-28; accession 0001628280-25-008838 (https://www.sec.gov/Archives/edgar/data/850141/000162828025008838/hmn-20241231.htm)
- [FY 2023 MD&A](/company/HMN/mda/fy2023/): filed 2024-02-27; accession 0001628280-24-007168 (https://www.sec.gov/Archives/edgar/data/850141/000162828024007168/hmn-20231231.htm)
- [FY 2022 MD&A](/company/HMN/mda/fy2022/): filed 2023-02-28; accession 0001628280-23-005501 (https://www.sec.gov/Archives/edgar/data/850141/000162828023005501/hmn-20221231.htm)
- [FY 2021 MD&A](/company/HMN/mda/fy2021/): filed 2022-02-25; accession 0001628280-22-003979 (https://www.sec.gov/Archives/edgar/data/850141/000162828022003979/hmn-20211231.htm)

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