# HORACE MANN EDUCATORS CORP /DE/ (HMN)

Informational only - not investment advice.

CIK: 0000850141
SIC: 6331 Fire, Marine & Casualty Insurance
SIC breadcrumb: [Finance, Insurance, And Real Estate](/division/H/) > [Insurance Carriers](/major-group/63/) > [SIC 6331 Fire, Marine & Casualty Insurance](/industry/6331/)
Latest 10-K filed: 2026-02-27
SEC page: https://www.sec.gov/edgar/browse/?CIK=850141
Filing source: https://www.sec.gov/Archives/edgar/data/850141/000085014126000007/hmn-20251231.htm

## Selected Fundamentals
| Metric | Value | Unit | FY | Filed |
| --- | ---: | --- | ---: | --- |
| Revenue | 1701400000 | USD | 2025 | 2026-02-27 |
| Net income | 162100000 | USD | 2025 | 2026-02-27 |
| Assets | 15266600000 | USD | 2025 | 2026-02-27 |

## Financials

Annual standardized facts from SEC companyfacts as of latest extracted filing date 2026-02-27. Source: https://data.sec.gov/api/xbrl/companyfacts/CIK0000850141.json. Derived margins are computed from the extracted annual SEC facts.

| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| Revenue | 1,128,910,000 | 1,171,550,000 | 1,191,599,000 | 1,430,500,000 | 1,310,400,000 | 1,329,300,000 | 1,381,600,000 | 1,491,900,000 | 1,595,200,000 | 1,701,400,000 |
| Net income | 83,765,000 | 169,459,000 | 18,343,000 | 184,400,000 | 133,300,000 | 170,400,000 | 19,800,000 | 45,000,000 | 102,800,000 | 162,100,000 |
| Diluted EPS | 2.02 | 4.08 | 0.44 | 4.40 | 3.17 | 4.04 | 0.47 | 1.09 | 2.48 | 3.90 |
| Assets | 10,576,824,000 | 11,198,340,000 | 11,031,896,000 | 12,478,700,000 | 13,471,800,000 | 14,460,200,000 | 13,306,100,000 | 14,049,900,000 | 14,487,800,000 | 15,266,600,000 |
| Liabilities | 9,282,842,000 | 9,696,767,000 | 9,741,346,000 | 10,911,419,000 | 11,681,700,000 | 12,576,500,000 | 12,207,800,000 | 12,874,600,000 | 13,200,300,000 | 13,783,900,000 |
| Stockholders' equity | 1,293,982,000 | 1,501,573,000 | 1,290,550,000 | 1,567,300,000 | 1,790,100,000 | 1,499,000,000 | 1,098,300,000 | 1,175,300,000 | 1,287,500,000 | 1,482,700,000 |
| Cash and cash equivalents |  |  |  |  |  |  |  |  | 38,100,000 | 27,500,000 |
| Net margin | 7.42% | 14.46% | 1.54% | 12.89% | 10.17% | 12.82% | 1.43% | 3.02% | 6.44% | 9.53% |

## Quarterly

Quarterly standardized facts from SEC companyfacts as of latest extracted filing date 2026-05-08. Source: https://data.sec.gov/api/xbrl/companyfacts/CIK0000850141.json.

Flow metrics use discrete quarter-length periods from 10-Q/10-Q/A filings. Q4 revenue and net income are derived only when annual FY and nine-month YTD facts exist for the same fiscal year; derived Q4 values are labeled. EPS Q4 is not derived.

| Quarter | End date | Revenue | Net income | Diluted EPS | Method |
| --- | --- | ---: | ---: | ---: | --- |
| 2022-Q2 | 2022-06-30 |  |  | -0.30 | reported discrete quarter |
| 2022-Q3 | 2022-09-30 |  |  | 0.33 | reported discrete quarter |
| 2023-Q1 | 2023-03-31 |  |  | 0.16 | reported discrete quarter |
| 2023-Q2 | 2023-06-30 | 356,400,000 | -12,800,000 | -0.31 | reported discrete quarter |
| 2023-Q3 | 2023-09-30 | 378,700,000 | 11,700,000 | 0.28 | reported discrete quarter |
| 2023-Q4 | 2023-12-31 | 402,900,000 | 39,500,000 |  | derived Q4 = FY annual - nine-month YTD |
| 2024-Q1 | 2024-03-31 | 386,000,000 | 26,500,000 | 0.64 | reported discrete quarter |
| 2024-Q2 | 2024-06-30 | 388,100,000 | 3,800,000 | 0.09 | reported discrete quarter |
| 2024-Q3 | 2024-09-30 | 412,100,000 | 34,300,000 | 0.83 | reported discrete quarter |
| 2024-Q4 | 2024-12-31 | 409,000,000 | 38,200,000 |  | derived Q4 = FY annual - nine-month YTD |
| 2025-Q1 | 2025-03-31 | 416,400,000 | 38,200,000 | 0.92 | reported discrete quarter |
| 2025-Q2 | 2025-06-30 | 411,700,000 | 29,400,000 | 0.71 | reported discrete quarter |
| 2025-Q3 | 2025-09-30 | 438,500,000 | 58,300,000 | 1.40 | reported discrete quarter |
| 2025-Q4 | 2025-12-31 | 434,800,000 | 36,200,000 |  | derived Q4 = FY annual - nine-month YTD |
| 2026-Q1 | 2026-03-31 | 429,300,000 | 41,200,000 | 1.00 | reported discrete quarter |

## Macro Cross-References
- [CPIAUCSL](/indicator/CPIAUCSL/): Consumer Price Index for All Urban Consumers: All Items in U.S. City Average
- [UNRATE](/indicator/UNRATE/): Unemployment Rate
- [FEDFUNDS](/indicator/FEDFUNDS/): Federal Funds Effective Rate
- [CES0500000003](/indicator/CES0500000003/): Average Hourly Earnings of All Employees, Total Private
- [DFEDTARU](/indicator/DFEDTARU/): Federal Funds Target Range - Upper Limit
- [DFEDTARL](/indicator/DFEDTARL/): Federal Funds Target Range - Lower Limit
- [DGS3MO](/indicator/DGS3MO/): Market Yield on U.S. Treasury Securities at 3-Month Constant Maturity
- [DGS2](/indicator/DGS2/): Market Yield on U.S. Treasury Securities at 2-Year Constant Maturity
- [DGS10](/indicator/DGS10/): Market Yield on U.S. Treasury Securities at 10-Year Constant Maturity
- [DGS30](/indicator/DGS30/): Market Yield on U.S. Treasury Securities at 30-Year Constant Maturity
- [T10Y2Y](/indicator/T10Y2Y/): 10-Year Treasury Constant Maturity Minus 2-Year Treasury Constant Maturity
- [CPILFESL](/indicator/CPILFESL/): Consumer Price Index for All Urban Consumers: All Items Less Food and Energy
- [CPIUFDSL](/indicator/CPIUFDSL/): Consumer Price Index for All Urban Consumers: Food
- [CPIENGSL](/indicator/CPIENGSL/): Consumer Price Index for All Urban Consumers: Energy
- [CUSR0000SAH1](/indicator/CUSR0000SAH1/): Consumer Price Index for All Urban Consumers: Shelter
- [PCEPI](/indicator/PCEPI/): Personal Consumption Expenditures: Chain-type Price Index
- [PCEPILFE](/indicator/PCEPILFE/): Personal Consumption Expenditures Excluding Food and Energy: Chain-type Price Index
- [PPIACO](/indicator/PPIACO/): Producer Price Index by Commodity: All Commodities
- [T10YIE](/indicator/T10YIE/): 10-Year Breakeven Inflation Rate
- [U6RATE](/indicator/U6RATE/): Total Unemployed, Plus All Marginally Attached Workers Plus Total Employed Part Time for Economic Reasons
- [PAYEMS](/indicator/PAYEMS/): All Employees, Total Nonfarm
- [CIVPART](/indicator/CIVPART/): Labor Force Participation Rate
- [EMRATIO](/indicator/EMRATIO/): Employment-Population Ratio
- [UNEMPLOY](/indicator/UNEMPLOY/): Unemployed
- [CE16OV](/indicator/CE16OV/): Employment Level
- [ICSA](/indicator/ICSA/): Initial Claims
- [JTSJOL](/indicator/JTSJOL/): Job Openings: Total Nonfarm
- [JTSQUR](/indicator/JTSQUR/): Quits: Total Nonfarm
- [GDPC1](/indicator/GDPC1/): Real Gross Domestic Product
- [A191RL1Q225SBEA](/indicator/A191RL1Q225SBEA/): Real Gross Domestic Product: Percent Change from Preceding Period
- [INDPRO](/indicator/INDPRO/): Industrial Production: Total Index
- [TCU](/indicator/TCU/): Capacity Utilization: Total Index
- [HOUST](/indicator/HOUST/): New Privately-Owned Housing Units Started: Total Units
- [PERMIT](/indicator/PERMIT/): New Privately-Owned Housing Units Authorized in Permit-Issuing Places: Total Units
- [RSAFS](/indicator/RSAFS/): Advance Retail Sales: Retail Trade
- [PCE](/indicator/PCE/): Personal Consumption Expenditures
- [DSPIC96](/indicator/DSPIC96/): Real Disposable Personal Income
- [PSAVERT](/indicator/PSAVERT/): Personal Saving Rate
- [M2SL](/indicator/M2SL/): M2
- [BOPGSTB](/indicator/BOPGSTB/): U.S. International Trade in Goods and Services: Balance
- [MSPUS](/indicator/MSPUS/): Median Sales Price of Houses Sold for the United States
- [HSN1F](/indicator/HSN1F/): New One Family Houses Sold: United States
- [RHORUSQ156N](/indicator/RHORUSQ156N/): Homeownership Rate in the United States
- [TTLCONS](/indicator/TTLCONS/): Total Construction Spending: Total Construction in the United States
- [RRVRUSQ156N](/indicator/RRVRUSQ156N/): Rental Vacancy Rate in the United States
- [TOTALSL](/indicator/TOTALSL/): Total Consumer Credit Owned and Securitized
- [REVOLSL](/indicator/REVOLSL/): Revolving Consumer Credit Owned and Securitized
- [DRCCLACBS](/indicator/DRCCLACBS/): Delinquency Rate on Credit Card Loans, All Commercial Banks
- [GDP](/indicator/GDP/): Gross Domestic Product
- [GPDI](/indicator/GPDI/): Gross Private Domestic Investment
- [GCE](/indicator/GCE/): Government Consumption Expenditures and Gross Investment
- [PCEC](/indicator/PCEC/): Personal Consumption Expenditures
- [NETEXP](/indicator/NETEXP/): Net Exports of Goods and Services
- [GFDEBTN](/indicator/GFDEBTN/): Federal Debt: Total Public Debt
- [GFDEGDQ188S](/indicator/GFDEGDQ188S/): Federal Debt: Total Public Debt as Percent of Gross Domestic Product
- [FYFSD](/indicator/FYFSD/): Federal Surplus or Deficit
- [FGRECPT](/indicator/FGRECPT/): Federal Government Current Receipts
- [FGEXPND](/indicator/FGEXPND/): Federal Government: Current Expenditures
- [MANEMP](/indicator/MANEMP/): All Employees, Manufacturing
- [USCONS](/indicator/USCONS/): All Employees, Construction
- [USTRADE](/indicator/USTRADE/): All Employees, Retail Trade
- [USFIRE](/indicator/USFIRE/): All Employees, Financial Activities
- [USGOVT](/indicator/USGOVT/): All Employees, Government
- [AWHAETP](/indicator/AWHAETP/): Average Weekly Hours of All Employees, Total Private
- [DGORDER](/indicator/DGORDER/): Manufacturers' New Orders: Durable Goods
- [NEWORDER](/indicator/NEWORDER/): Manufacturers' New Orders: Nondefense Capital Goods Excluding Aircraft
- [BUSINV](/indicator/BUSINV/): Total Business Inventories
- [EXPGS](/indicator/EXPGS/): Exports of Goods and Services
- [IMPGS](/indicator/IMPGS/): Imports of Goods and Services
- [IR](/indicator/IR/): Import Price Index (End Use): All Commodities
- [PPIFIS](/indicator/PPIFIS/): Producer Price Index by Commodity: Final Demand

## Latest quarter (10-Q)

Latest 10-Q source: https://www.sec.gov/Archives/edgar/data/850141/000085014126000021/hmn-20260331.htm

Low-confidence quarantine: Item 2 boundaries were not detected after HTML sanitization.
Confidence: low
Filing date: 2026-05-08
Report date: 2026-03-31

_Quarantined: low-confidence Item 2 boundaries; no quarterly MD&A text emitted._

## Latest 10-K MD&A

Low-confidence quarantine: Item 7 boundaries were not detected after HTML sanitization.
Confidence: low

_Quarantined: low-confidence Item 7 boundaries; no MD&A text emitted._