{ "cik": 850141, "cik_padded": "0000850141", "entityName": "HORACE MANN EDUCATORS CORP /DE/", "fiscal_years": [ { "accn": "0000850141-26-000007", "filed": "2026-02-27", "fiscal_year": 2025, "form": "10-K", "fundamental_units": { "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "cash": 27500000.0, "dividends_paid": 57100000.0, "eps_diluted": 3.9, "net_income": 162100000.0, "operating_cash_flow": 553200000.0, "revenue": 1701400000.0, "stockholders_equity": 1482700000.0, "total_assets": 15266600000.0, "total_liabilities": 13783900000.0 }, "period_end": "2025-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 9.296486140149726, "net_margin": 0.09527447984013165, "payout_ratio": 0.35225169648365207, "revenue_growth_yoy": 0.06657472417251756, "roa_avg2y": 0.010895867501949291, "roa_period_end": 0.010617950296726186, "roe_avg2y": 0.11703126128077396, "roe_period_end": 0.10932757806703985 } }, { "accn": "0000850141-26-000007", "filed": "2026-02-27", "fiscal_year": 2024, "form": "10-K", "fundamental_units": { "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "cash": 38100000.0, "dividends_paid": 55500000.0, "eps_diluted": 2.48, "net_income": 102800000.0, "operating_cash_flow": 452100000.0, "revenue": 1595200000.0, "stockholders_equity": 1287500000.0, "total_assets": 14487800000.0, "total_liabilities": 13200300000.0 }, "period_end": "2024-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 10.252660194174757, "net_margin": 0.0644433299899699, "payout_ratio": 0.5398832684824902, "revenue_growth_yoy": 0.0692405657215631, "roa_avg2y": 0.007204504918055765, "roa_period_end": 0.007095625284722318, "roe_avg2y": 0.08348221536462563, "roe_period_end": 0.07984466019417476 } }, { "accn": "0001628280-25-008838", "filed": "2026-02-27", "fiscal_year": 2023, "form": "10-K", "fundamental_units": { "dividends_paid": "USD", "eps_diluted": "USD/shares", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "dividends_paid": 53900000.0, "eps_diluted": 1.09, "net_income": 45000000.0, "operating_cash_flow": 302100000.0, "revenue": 1491900000.0, "stockholders_equity": 1175300000.0, "total_assets": 14049900000.0, "total_liabilities": 12874600000.0 }, "period_end": "2023-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 10.9543095379903, "net_margin": 0.030162879549567666, "payout_ratio": 1.1977777777777778, "revenue_growth_yoy": 0.0798349739432542, "roa_avg2y": 0.003289954671735634, "roa_period_end": 0.0032028697713150983, "roe_avg2y": 0.039584799437016184, "roe_period_end": 0.038288096656172894 } }, { "accn": "0001628280-25-008838", "filed": "2025-02-28", "fiscal_year": 2022, "form": "10-K", "fundamental_units": { "dividends_paid": "USD", "eps_diluted": "USD/shares", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "dividends_paid": 52600000.0, "eps_diluted": 0.47, "net_income": 19800000.0, "operating_cash_flow": 171500000.0, "revenue": 1381600000.0, "stockholders_equity": 1098300000.0, "total_assets": 13306100000.0, "total_liabilities": 12207800000.0 }, "period_end": "2022-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 11.115178002367294, "net_margin": 0.014331210191082805, "payout_ratio": 2.6565656565656566, "revenue_growth_yoy": 0.03934401564733318, "roa_avg2y": 0.0014261893014193465, "roa_period_end": 0.0014880393203117368, "roe_avg2y": 0.01524660224078851, "roe_period_end": 0.018027861240098333 } }, { "accn": "0001628280-24-007168", "filed": "2024-02-27", "fiscal_year": 2021, "form": "10-K", "fundamental_units": { "dividends_paid": "USD", "eps_diluted": "USD/shares", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "dividends_paid": 51400000.0, "eps_diluted": 4.04, "net_income": 170400000.0, "operating_cash_flow": 204900000.0, "revenue": 1329300000.0, "stockholders_equity": 1499000000.0, "total_assets": 14460200000.0, "total_liabilities": 12576500000.0 }, "period_end": "2021-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 8.389926617745163, "net_margin": 0.12818776799819454, "payout_ratio": 0.30164319248826293, "revenue_growth_yoy": 0.014423076923076924, "roa_avg2y": 0.012201059716454247, "roa_period_end": 0.011784069376633795, "roe_avg2y": 0.10361497066066705, "roe_period_end": 0.11367578385590393 } }, { "accn": "0001628280-23-005501", "filed": "2023-02-28", "fiscal_year": 2020, "form": "10-K", "fundamental_units": { "dividends_paid": "USD", "eps_diluted": "USD/shares", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "dividends_paid": 49600000.0, "eps_diluted": 3.17, "net_income": 133300000.0, "operating_cash_flow": 259800000.0, "revenue": 1310400000.0, "stockholders_equity": 1790100000.0, "total_assets": 13471800000.0, "total_liabilities": 11681700000.0 }, "period_end": "2020-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 6.525724819842467, "net_margin": 0.10172466422466422, "payout_ratio": 0.37209302325581395, "revenue_growth_yoy": -0.08395665851101014, "roa_avg2y": 0.010273405136702569, "roa_period_end": 0.009894743092979408, "roe_avg2y": 0.07940668374337284, "roe_period_end": 0.07446511368079996 } }, { "accn": "0001628280-22-003979", "filed": "2022-02-25", "fiscal_year": 2019, "form": "10-K", "fundamental_units": { "dividends_paid": "USD", "eps_diluted": "USD/shares", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "dividends_paid": 47300000.0, "eps_diluted": 4.4, "net_income": 184400000.0, "operating_cash_flow": 127600000.0, "revenue": 1430500000.0, "stockholders_equity": 1567300000.0, "total_assets": 12478700000.0, "total_liabilities": 10911419000.0 }, "period_end": "2019-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 6.961921138263255, "net_margin": 0.12890597693114295, "payout_ratio": 0.25650759219088937, "revenue_growth_yoy": 0.2004877479756193, "roa_avg2y": 0.01568654405868741, "roa_period_end": 0.0147771803152572, "roe_avg2y": 0.12904806060500026, "roe_period_end": 0.11765456517578 } }, { "accn": "0001628280-21-003421", "filed": "2021-02-26", "fiscal_year": 2018, "form": "10-K", "fundamental_units": { "dividends_paid": "USD", "eps_diluted": "USD/shares", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "dividends_paid": 46689000.0, "eps_diluted": 0.44, "net_income": 18343000.0, "operating_cash_flow": 200888000.0, "revenue": 1191599000.0, "stockholders_equity": 1290550000.0, "total_assets": 11031896000.0, "total_liabilities": 9741346000.0 }, "period_end": "2018-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 7.548212777497966, "net_margin": 0.015393601370930992, "payout_ratio": 2.5453306438423375, "revenue_growth_yoy": 0.017113226068029532, "roa_avg2y": 0.0016502748778735412, "roa_period_end": 0.0016627241591109995, "roe_avg2y": 0.013139105977781064, "roe_period_end": 0.014213319902367207 } }, { "accn": "0001628280-20-002596", "filed": "2020-03-02", "fiscal_year": 2017, "form": "10-K", "fundamental_units": { "dividends_paid": "USD", "eps_diluted": "USD/shares", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "dividends_paid": 46114000.0, "eps_diluted": 4.08, "net_income": 169459000.0, "operating_cash_flow": 256586000.0, "revenue": 1171550000.0, "stockholders_equity": 1501573000.0, "total_assets": 11198340000.0, "total_liabilities": 9696767000.0 }, "period_end": "2017-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 6.457739317369185, "net_margin": 0.14464512824890102, "payout_ratio": 0.2721248207531025, "revenue_growth_yoy": 0.0377709471968536, "roa_avg2y": 0.015564429273644048, "roa_period_end": 0.01513251071140901, "roe_avg2y": 0.1212346027890705, "roe_period_end": 0.11285432010298534 } }, { "accn": "0001628280-19-002351", "filed": "2019-03-01", "fiscal_year": 2016, "form": "10-K", "fundamental_units": { "dividends_paid": "USD", "eps_diluted": "USD/shares", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "dividends_paid": 44310000.0, "eps_diluted": 2.02, "net_income": 83765000.0, "operating_cash_flow": 211433000.0, "revenue": 1128910000.0, "stockholders_equity": 1293982000.0, "total_assets": 10576824000.0, "total_liabilities": 9282842000.0 }, "period_end": "2016-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "roa_period_end": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 7.173857132479432, "net_margin": 0.07419989193115482, "payout_ratio": 0.5289798841998448, "roa_period_end": 0.007919674185748009, "roe_period_end": 0.0647342853300896 } } ], "latest_filing": { "accn": "0000850141-26-000007", "filed": "2026-02-27", "form": "10-K" }, "note": "Static grepcent export of verified SEC companyfacts-derived values. Monetary values are raw reported units from grepcent's resolved facts; no scaling and no FX conversion. Capex, dividends, and buybacks are reported as positive outflow magnitudes. ROE/ROA include both period-end basis (site-consistent) and average-of-two-years basis where the prior-year denominator exists.", "schema_version": "1", "sic": "6331", "sic_description": "Fire, Marine & Casualty Insurance", "source_urls": { "sec_companyfacts": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000850141.json", "sec_submissions": "https://data.sec.gov/submissions/CIK0000850141.json" }, "ticker": "HMN" }