# HORIZON BANCORP INC /IN/ (HBNC) MD&A by fiscal year

Verbatim Item 7 Management's Discussion and Analysis sections from HORIZON BANCORP INC /IN/'s 10-K filings, one page per fiscal year. Extracted from SEC filings with the same bounded parser for every year. Filer text, not grepcent analysis or investment advice.

- [FY 2025 MD&A](/company/HBNC/mda/fy2025/): filed 2026-03-13; accession 0000706129-26-000024 (https://www.sec.gov/Archives/edgar/data/706129/000070612926000024/hbnc-20251231.htm); latest 10-K
- [FY 2024 MD&A](/company/HBNC/mda/fy2024/): filed 2025-03-14; accession 0000706129-25-000036 (https://www.sec.gov/Archives/edgar/data/706129/000070612925000036/hbnc-20241231.htm)
- [FY 2023 MD&A](/company/HBNC/mda/fy2023/): filed 2024-03-15; accession 0000706129-24-000015 (https://www.sec.gov/Archives/edgar/data/706129/000070612924000015/hbnc-20231231.htm)
- [FY 2022 MD&A](/company/HBNC/mda/fy2022/): filed 2023-03-15; accession 0000706129-23-000034 (https://www.sec.gov/Archives/edgar/data/706129/000070612923000034/hbnc-20221231.htm)
- [FY 2021 MD&A](/company/HBNC/mda/fy2021/): filed 2022-03-09; accession 0000706129-22-000033 (https://www.sec.gov/Archives/edgar/data/706129/000070612922000033/hbnc-20211231.htm)

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