{ "cik": 1521951, "cik_padded": "0001521951", "entityName": "FIRST BUSINESS FINANCIAL SERVICES, INC.", "fiscal_years": [ { "accn": "0001193125-26-071523", "filed": "2026-02-25", "fiscal_year": 2025, "form": "10-K", "fundamental_units": { "buybacks": "USD", "capex": "USD", "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 1390000.0, "capex": 595000.0, "cash": 39485000.0, "dividends_paid": 9686000.0, "eps_diluted": 5.94, "free_cash_flow": 61101000.0, "net_income": 50319000.0, "operating_cash_flow": 61696000.0, "revenue": 247310000.0, "stockholders_equity": 371585000.0, "total_assets": 4081887000.0, "total_liabilities": 3710302000.0 }, "period_end": "2025-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 9.985069365017425, "net_margin": 0.20346528648255227, "payout_ratio": 0.19249190166736224, "revenue_growth_yoy": 0.060824432719941667, "roa_avg2y": 0.012682634703372433, "roa_period_end": 0.01232738681889038, "roe_avg2y": 0.14373284355031749, "roe_period_end": 0.13541719929491233 } }, { "accn": "0001193125-26-071523", "filed": "2026-02-25", "fiscal_year": 2024, "form": "10-K", "fundamental_units": { "buybacks": "USD", "capex": "USD", "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 1270000.0, "capex": 223000.0, "cash": 157702000.0, "dividends_paid": 8320000.0, "eps_diluted": 5.2, "free_cash_flow": 57268000.0, "net_income": 44245000.0, "operating_cash_flow": 57491000.0, "revenue": 233130000.0, "stockholders_equity": 328589000.0, "total_assets": 3853215000.0, "total_liabilities": 3524626000.0 }, "period_end": "2024-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 10.726548971511523, "net_margin": 0.18978681422382362, "payout_ratio": 0.18804384676234603, "revenue_growth_yoy": 0.1959800541738488, "roa_avg2y": 0.01202136485487622, "roa_period_end": 0.011482619059668355, "roe_avg2y": 0.1431467039375454, "roe_period_end": 0.13465149472441257 } }, { "accn": "0001193125-26-071523", "filed": "2026-02-25", "fiscal_year": 2023, "form": "10-K", "fundamental_units": { "buybacks": "USD", "capex": "USD", "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 2971000.0, "capex": 2884000.0, "cash": 139510000.0, "dividends_paid": 7578000.0, "eps_diluted": 4.33, "free_cash_flow": 49408000.0, "net_income": 37027000.0, "operating_cash_flow": 52292000.0, "revenue": 194928000.0, "stockholders_equity": 289588000.0, "total_assets": 3507846000.0, "total_liabilities": 3218258000.0 }, "period_end": "2023-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 11.11322982996533, "net_margin": 0.1899521874743495, "payout_ratio": 0.20466146325654253, "revenue_growth_yoy": 0.6060508688236893, "roa_avg2y": 0.011420231485843764, "roa_period_end": 0.010555480485745384, "roe_avg2y": 0.1345878435848412, "roe_period_end": 0.12786096108954792 } }, { "accn": "0001521951-24-000020", "filed": "2026-02-25", "fiscal_year": 2022, "form": "10-K", "fundamental_units": { "buybacks": "USD", "capex": "USD", "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 6126000.0, "capex": 3223000.0, "cash": 102682000.0, "dividends_paid": 6688000.0, "eps_diluted": 4.75, "free_cash_flow": 35422000.0, "net_income": 40858000.0, "operating_cash_flow": 38645000.0, "revenue": 121371000.0, "stockholders_equity": 260640000.0, "total_assets": 2976611000.0, "total_liabilities": 2715971000.0 }, "period_end": "2022-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 10.420392111724984, "net_margin": 0.3366372527209959, "payout_ratio": 0.16368887365999316, "revenue_growth_yoy": 0.26434710141153184, "roa_avg2y": 0.014515635091897777, "roa_period_end": 0.013726348521859255, "roe_avg2y": 0.16573169297167495, "roe_period_end": 0.15676028238182935 } }, { "accn": "0001521951-24-000020", "filed": "2025-02-26", "fiscal_year": 2021, "form": "10-K", "fundamental_units": { "buybacks": "USD", "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 5478000.0, "cash": 57110000.0, "dividends_paid": 6166000.0, "eps_diluted": 4.17, "net_income": 35755000.0, "operating_cash_flow": 35992000.0, "revenue": 95995000.0, "stockholders_equity": 232422000.0, "total_assets": 2652905000.0, "total_liabilities": 2420483000.0 }, "period_end": "2021-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 10.414173357083236, "net_margin": 0.372467316006042, "payout_ratio": 0.17245140539784645, "revenue_growth_yoy": 0.019282430265770503, "roa_avg2y": 0.013697286707521652, "roa_period_end": 0.013477678243284249, "roe_avg2y": 0.16304744359119347, "roe_period_end": 0.15383655591983547 } }, { "accn": "0001521951-24-000020", "filed": "2024-02-28", "fiscal_year": 2020, "form": "10-K", "fundamental_units": { "buybacks": "USD", "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 1672000.0, "cash": 56909000.0, "dividends_paid": 5652000.0, "eps_diluted": 1.97, "net_income": 16978000.0, "operating_cash_flow": 26635000.0, "revenue": 94179000.0, "stockholders_equity": 206162000.0, "total_assets": 2567837000.0, "total_liabilities": 2361675000.0 }, "period_end": "2020-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 11.455433106004016, "net_margin": 0.1802737340596099, "payout_ratio": 0.3329014018141124, "revenue_growth_yoy": -0.07703841630733047, "roa_avg2y": 0.00727948452777249, "roa_period_end": 0.0066117903901221145, "roe_avg2y": 0.08482256605998231, "roe_period_end": 0.0823527129150862 } }, { "accn": "0001521951-23-000028", "filed": "2023-02-22", "fiscal_year": 2019, "form": "10-K", "fundamental_units": { "buybacks": "USD", "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 7248000.0, "cash": 67102000.0, "dividends_paid": 5216000.0, "eps_diluted": 2.68, "net_income": 23324000.0, "operating_cash_flow": 28985000.0, "revenue": 102040000.0, "stockholders_equity": 194156000.0, "total_assets": 2096779000.0, "total_liabilities": 1902623000.0 }, "period_end": "2019-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 9.799455077360474, "net_margin": 0.2285770286162289, "payout_ratio": 0.2236323100668839, "revenue_growth_yoy": 0.11794029033141605, "roa_avg2y": 0.01148050470117906, "roa_period_end": 0.011123728347145789, "roe_avg2y": 0.12444012879371931, "roe_period_end": 0.12013020457776222 } }, { "accn": "0001521951-21-000028", "filed": "2021-02-24", "fiscal_year": 2018, "form": "10-K", "fundamental_units": { "buybacks": "USD", "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 533000.0, "cash": 86546000.0, "dividends_paid": 4916000.0, "eps_diluted": 1.86, "net_income": 16303000.0, "operating_cash_flow": 25281000.0, "revenue": 91275000.0, "stockholders_equity": 180707000.0, "total_assets": 1966457000.0, "total_liabilities": 1785750000.0 }, "period_end": "2018-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 9.882018958867116, "net_margin": 0.17861407833470286, "payout_ratio": 0.3015395939397657, "revenue_growth_yoy": 0.20398095263220378, "roa_avg2y": 0.008670602466731356, "roa_period_end": 0.008290544873343277, "roe_avg2y": 0.09316399274254611, "roe_period_end": 0.09021786649106012 } }, { "accn": "0001521951-20-000014", "filed": "2020-02-27", "fiscal_year": 2017, "form": "10-K", "fundamental_units": { "buybacks": "USD", "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 323000.0, "cash": 52539000.0, "dividends_paid": 4538000.0, "eps_diluted": 1.36, "net_income": 11905000.0, "operating_cash_flow": 22408000.0, "revenue": 75811000.0, "stockholders_equity": 169278000.0, "total_assets": 1794066000.0, "total_liabilities": 1624788000.0 }, "period_end": "2017-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 9.598341190231453, "net_margin": 0.1570352587355397, "payout_ratio": 0.38118437631247376, "revenue_growth_yoy": -0.029519822829857777, "roa_avg2y": 0.006660577688323568, "roa_period_end": 0.006635764793491432, "roe_avg2y": 0.07194918532127835, "roe_period_end": 0.07032809933954796 } }, { "accn": "0001521951-19-000019", "filed": "2019-02-28", "fiscal_year": 2016, "form": "10-K", "fundamental_units": { "buybacks": "USD", "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 467000.0, "cash": 77517000.0, "dividends_paid": 4176000.0, "eps_diluted": 1.71, "net_income": 14909000.0, "operating_cash_flow": 26162000.0, "revenue": 78117000.0, "stockholders_equity": 161650000.0, "total_assets": 1780699000.0, "total_liabilities": 1619049000.0 }, "period_end": "2016-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "roa_period_end": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 10.01576863594185, "net_margin": 0.190854743525737, "payout_ratio": 0.2800992688979811, "roa_period_end": 0.008372554822572485, "roe_period_end": 0.09223012681719765 } } ], "latest_filing": { "accn": "0001193125-26-071523", "filed": "2026-02-25", "form": "10-K" }, "note": "Static grepcent export of verified SEC companyfacts-derived values. Monetary values are raw reported units from grepcent's resolved facts; no scaling and no FX conversion. Capex, dividends, and buybacks are reported as positive outflow magnitudes. ROE/ROA include both period-end basis (site-consistent) and average-of-two-years basis where the prior-year denominator exists.", "schema_version": "1", "sic": "6022", "sic_description": "State Commercial Banks", "source_urls": { "sec_companyfacts": "https://data.sec.gov/api/xbrl/companyfacts/CIK0001521951.json", "sec_submissions": "https://data.sec.gov/submissions/CIK0001521951.json" }, "ticker": "FBIZ" }