{
  "cik": 1084961,
  "cik_padded": "0001084961",
  "entityName": "ENCORE CAPITAL GROUP INC",
  "fiscal_years": [
    {
      "accn": "0001084961-26-000009",
      "filed": "2026-02-25",
      "fiscal_year": 2025,
      "form": "10-K",
      "fundamental_units": {
        "buybacks": "USD",
        "capex": "USD",
        "cash": "USD",
        "eps_diluted": "USD/shares",
        "free_cash_flow": "USD",
        "net_income": "USD",
        "operating_cash_flow": "USD",
        "operating_income": "USD",
        "revenue": "USD",
        "stockholders_equity": "USD",
        "total_assets": "USD",
        "total_liabilities": "USD"
      },
      "fundamentals": {
        "buybacks": 90402000.0,
        "capex": 26270000.0,
        "cash": 156784000.0,
        "eps_diluted": 10.91,
        "free_cash_flow": 126929000.0,
        "net_income": 256834000.0,
        "operating_cash_flow": 153199000.0,
        "operating_income": 626647000.0,
        "revenue": 1768802000.0,
        "stockholders_equity": 976750000.0,
        "total_assets": 5339800000.0,
        "total_liabilities": 4363050000.0
      },
      "period_end": "2025-12-31",
      "ratio_units": {
        "leverage": "ratio",
        "net_margin": "ratio",
        "operating_margin": "ratio",
        "revenue_growth_yoy": "ratio",
        "roa_avg2y": "ratio",
        "roa_period_end": "ratio",
        "roe_avg2y": "ratio",
        "roe_period_end": "ratio"
      },
      "ratios": {
        "leverage": 4.466905554133606,
        "net_margin": 0.14520223292375292,
        "operating_margin": 0.3542776410248292,
        "revenue_growth_yoy": 0.3437058679192106,
        "roa_avg2y": 0.05070995897242606,
        "roa_period_end": 0.048098056106970294,
        "roe_avg2y": 0.2945207246681777,
        "roe_period_end": 0.2629475300742257
      }
    },
    {
      "accn": "0001084961-26-000009",
      "filed": "2026-02-25",
      "fiscal_year": 2024,
      "form": "10-K",
      "fundamental_units": {
        "buybacks": "USD",
        "capex": "USD",
        "cash": "USD",
        "eps_diluted": "USD/shares",
        "free_cash_flow": "USD",
        "net_income": "USD",
        "operating_cash_flow": "USD",
        "operating_income": "USD",
        "revenue": "USD",
        "stockholders_equity": "USD",
        "total_assets": "USD",
        "total_liabilities": "USD"
      },
      "fundamentals": {
        "buybacks": 0.0,
        "capex": 29007000.0,
        "cash": 199865000.0,
        "eps_diluted": -5.83,
        "free_cash_flow": 127161000.0,
        "net_income": -139244000.0,
        "operating_cash_flow": 156168000.0,
        "operating_income": 157330000.0,
        "revenue": 1316361000.0,
        "stockholders_equity": 767331000.0,
        "total_assets": 4789729000.0,
        "total_liabilities": 4022398000.0
      },
      "period_end": "2024-12-31",
      "ratio_units": {
        "leverage": "ratio",
        "net_margin": "ratio",
        "operating_margin": "ratio",
        "revenue_growth_yoy": "ratio",
        "roa_avg2y": "ratio",
        "roa_period_end": "ratio",
        "roe_avg2y": "ratio",
        "roe_period_end": "ratio"
      },
      "ratios": {
        "leverage": 5.242063724781092,
        "net_margin": -0.10577949361915158,
        "operating_margin": 0.119518885776774,
        "revenue_growth_yoy": 0.07661939346353912,
        "roa_avg2y": -0.029562807218306588,
        "roa_period_end": -0.029071373349097616,
        "roe_avg2y": -0.1634444901574006,
        "roe_period_end": -0.18146536501197005
      }
    },
    {
      "accn": "0001084961-26-000009",
      "filed": "2026-02-25",
      "fiscal_year": 2023,
      "form": "10-K",
      "fundamental_units": {
        "buybacks": "USD",
        "capex": "USD",
        "cash": "USD",
        "eps_diluted": "USD/shares",
        "free_cash_flow": "USD",
        "net_income": "USD",
        "operating_cash_flow": "USD",
        "operating_income": "USD",
        "revenue": "USD",
        "stockholders_equity": "USD",
        "total_assets": "USD",
        "total_liabilities": "USD"
      },
      "fundamentals": {
        "buybacks": 0.0,
        "capex": 24807000.0,
        "cash": 158364000.0,
        "eps_diluted": -8.72,
        "free_cash_flow": 128184000.0,
        "net_income": -206492000.0,
        "operating_cash_flow": 152991000.0,
        "operating_income": 16535000.0,
        "revenue": 1222680000.0,
        "stockholders_equity": 936538000.0,
        "total_assets": 4630486000.0,
        "total_liabilities": 3693948000.0
      },
      "period_end": "2023-12-31",
      "ratio_units": {
        "leverage": "ratio",
        "net_margin": "ratio",
        "operating_margin": "ratio",
        "revenue_growth_yoy": "ratio",
        "roa_avg2y": "ratio",
        "roa_period_end": "ratio",
        "roe_avg2y": "ratio",
        "roe_period_end": "ratio"
      },
      "ratios": {
        "leverage": 3.9442585351582102,
        "net_margin": -0.16888474498642328,
        "operating_margin": 0.013523571171524846,
        "revenue_growth_yoy": -0.12562475551490437,
        "roa_avg2y": -0.04518995067867431,
        "roa_period_end": -0.044594023175969,
        "roe_avg2y": -0.1951568048805268,
        "roe_period_end": -0.22048437970482782
      }
    },
    {
      "accn": "0001084961-26-000009",
      "filed": "2026-02-25",
      "fiscal_year": 2022,
      "form": "10-K",
      "fundamental_units": {
        "buybacks": "USD",
        "capex": "USD",
        "cash": "USD",
        "eps_diluted": "USD/shares",
        "free_cash_flow": "USD",
        "net_income": "USD",
        "operating_cash_flow": "USD",
        "operating_income": "USD",
        "revenue": "USD",
        "stockholders_equity": "USD",
        "total_assets": "USD",
        "total_liabilities": "USD"
      },
      "fundamentals": {
        "buybacks": 87006000.0,
        "capex": 37224000.0,
        "cash": 143912000.0,
        "eps_diluted": 7.46,
        "free_cash_flow": 173457000.0,
        "net_income": 194564000.0,
        "operating_cash_flow": 210681000.0,
        "operating_income": 462174000.0,
        "revenue": 1398347000.0,
        "stockholders_equity": 1179627000.0,
        "total_assets": 4508360000.0,
        "total_liabilities": 3328733000.0
      },
      "period_end": "2022-12-31",
      "ratio_units": {
        "leverage": "ratio",
        "net_margin": "ratio",
        "operating_margin": "ratio",
        "revenue_growth_yoy": "ratio",
        "roa_avg2y": "ratio",
        "roa_period_end": "ratio",
        "roe_avg2y": "ratio",
        "roe_period_end": "ratio"
      },
      "ratios": {
        "leverage": 2.8218521617426524,
        "net_margin": 0.1391385686099373,
        "operating_margin": 0.3305145289402416,
        "revenue_growth_yoy": -0.1338817800444596,
        "roa_avg2y": 0.04268399498271538,
        "roa_period_end": 0.04315626968565065,
        "roe_avg2y": 0.16454394457581079,
        "roe_period_end": 0.1649368825908529
      }
    },
    {
      "accn": "0001084961-25-000011",
      "filed": "2025-02-26",
      "fiscal_year": 2021,
      "form": "10-K",
      "fundamental_units": {
        "buybacks": "USD",
        "capex": "USD",
        "cash": "USD",
        "eps_diluted": "USD/shares",
        "free_cash_flow": "USD",
        "net_income": "USD",
        "operating_cash_flow": "USD",
        "operating_income": "USD",
        "revenue": "USD",
        "stockholders_equity": "USD",
        "total_assets": "USD",
        "total_liabilities": "USD"
      },
      "fundamentals": {
        "buybacks": 390606000.0,
        "capex": 33372000.0,
        "cash": 189645000.0,
        "eps_diluted": 11.26,
        "free_cash_flow": 269681000.0,
        "net_income": 350782000.0,
        "operating_cash_flow": 303053000.0,
        "operating_income": 633272000.0,
        "revenue": 1614499000.0,
        "stockholders_equity": 1185261000.0,
        "total_assets": 4608125000.0,
        "total_liabilities": 3422864000.0
      },
      "period_end": "2021-12-31",
      "ratio_units": {
        "leverage": "ratio",
        "net_margin": "ratio",
        "operating_margin": "ratio",
        "revenue_growth_yoy": "ratio",
        "roa_avg2y": "ratio",
        "roa_period_end": "ratio",
        "roe_avg2y": "ratio",
        "roe_period_end": "ratio"
      },
      "ratios": {
        "leverage": 2.8878567674124094,
        "net_margin": 0.21726987752857077,
        "operating_margin": 0.39224056502977084,
        "revenue_growth_yoy": 0.07532902624217397,
        "roa_avg2y": 0.07406207852334426,
        "roa_period_end": 0.07612250101722501,
        "roe_avg2y": 0.29166973276509695,
        "roe_period_end": 0.2959533807321763
      }
    },
    {
      "accn": "0001084961-24-000008",
      "filed": "2024-02-21",
      "fiscal_year": 2020,
      "form": "10-K",
      "fundamental_units": {
        "buybacks": "USD",
        "capex": "USD",
        "cash": "USD",
        "eps_diluted": "USD/shares",
        "free_cash_flow": "USD",
        "net_income": "USD",
        "operating_cash_flow": "USD",
        "operating_income": "USD",
        "revenue": "USD",
        "stockholders_equity": "USD",
        "total_assets": "USD",
        "total_liabilities": "USD"
      },
      "fundamentals": {
        "buybacks": 0.0,
        "capex": 34600000.0,
        "cash": 189184000.0,
        "eps_diluted": 6.68,
        "free_cash_flow": 278264000.0,
        "net_income": 211848000.0,
        "operating_cash_flow": 312864000.0,
        "operating_income": 533562000.0,
        "revenue": 1501400000.0,
        "stockholders_equity": 1220076000.0,
        "total_assets": 4864523000.0,
        "total_liabilities": 3644447000.0
      },
      "period_end": "2020-12-31",
      "ratio_units": {
        "leverage": "ratio",
        "net_margin": "ratio",
        "operating_margin": "ratio",
        "revenue_growth_yoy": "ratio",
        "roa_avg2y": "ratio",
        "roa_period_end": "ratio",
        "roe_avg2y": "ratio",
        "roe_period_end": "ratio"
      },
      "ratios": {
        "leverage": 2.98706555985037,
        "net_margin": 0.14110030638071133,
        "operating_margin": 0.3553763154389237,
        "revenue_growth_yoy": 0.06801234040101324,
        "roa_avg2y": 0.043347196314317916,
        "roa_period_end": 0.0435495936600567,
        "roe_avg2y": 0.18868821927764284,
        "roe_period_end": 0.1736350850274901
      }
    },
    {
      "accn": "0001084961-23-000014",
      "filed": "2023-02-22",
      "fiscal_year": 2019,
      "form": "10-K",
      "fundamental_units": {
        "buybacks": "USD",
        "capex": "USD",
        "cash": "USD",
        "eps_diluted": "USD/shares",
        "free_cash_flow": "USD",
        "net_income": "USD",
        "operating_cash_flow": "USD",
        "operating_income": "USD",
        "revenue": "USD",
        "stockholders_equity": "USD",
        "total_assets": "USD",
        "total_liabilities": "USD"
      },
      "fundamentals": {
        "buybacks": 0.0,
        "capex": 39602000.0,
        "cash": 192335000.0,
        "eps_diluted": 5.33,
        "free_cash_flow": 205131000.0,
        "net_income": 167869000.0,
        "operating_cash_flow": 244733000.0,
        "operating_income": 446345000.0,
        "revenue": 1405789000.0,
        "stockholders_equity": 1025406000.0,
        "total_assets": 4909950000.0,
        "total_liabilities": 3884544000.0
      },
      "period_end": "2019-12-31",
      "ratio_units": {
        "leverage": "ratio",
        "net_margin": "ratio",
        "operating_margin": "ratio",
        "revenue_growth_yoy": "ratio",
        "roa_avg2y": "ratio",
        "roa_period_end": "ratio",
        "roe_avg2y": "ratio",
        "roe_period_end": "ratio"
      },
      "ratios": {
        "leverage": 3.7882984885986626,
        "net_margin": 0.11941265723376696,
        "operating_margin": 0.3175049740750568,
        "revenue_growth_yoy": 0.06454246200656238,
        "roa_avg2y": 0.03518593141249184,
        "roa_period_end": 0.03418955386511064,
        "roe_avg2y": 0.18196254499770742,
        "roe_period_end": 0.16370978909817185
      }
    },
    {
      "accn": "0001084961-22-000019",
      "filed": "2022-02-23",
      "fiscal_year": 2018,
      "form": "10-K",
      "fundamental_units": {
        "capex": "USD",
        "cash": "USD",
        "eps_diluted": "USD/shares",
        "free_cash_flow": "USD",
        "net_income": "USD",
        "operating_cash_flow": "USD",
        "operating_income": "USD",
        "revenue": "USD",
        "stockholders_equity": "USD",
        "total_assets": "USD",
        "total_liabilities": "USD"
      },
      "fundamentals": {
        "capex": 67475000.0,
        "cash": 157418000.0,
        "eps_diluted": 4.06,
        "free_cash_flow": 119316000.0,
        "net_income": 115886000.0,
        "operating_cash_flow": 186791000.0,
        "operating_income": 405300000.0,
        "revenue": 1320557000.0,
        "stockholders_equity": 819688000.0,
        "total_assets": 4631875000.0,
        "total_liabilities": 3812187000.0
      },
      "period_end": "2018-12-31",
      "ratio_units": {
        "leverage": "ratio",
        "net_margin": "ratio",
        "operating_margin": "ratio",
        "revenue_growth_yoy": "ratio",
        "roa_avg2y": "ratio",
        "roa_period_end": "ratio",
        "roe_avg2y": "ratio",
        "roe_period_end": "ratio"
      },
      "ratios": {
        "leverage": 4.650778100935966,
        "net_margin": 0.08775539412535771,
        "operating_margin": 0.30691594531701394,
        "revenue_growth_yoy": 0.15251762520924209,
        "roa_avg2y": 0.025406389656793628,
        "roa_period_end": 0.025019241667791122,
        "roe_avg2y": 0.16654821966613037,
        "roe_period_end": 0.1413781829183787
      }
    },
    {
      "accn": "0001084961-21-000017",
      "filed": "2021-02-24",
      "fiscal_year": 2017,
      "form": "10-K",
      "fundamental_units": {
        "buybacks": "USD",
        "capex": "USD",
        "cash": "USD",
        "eps_diluted": "USD/shares",
        "free_cash_flow": "USD",
        "net_income": "USD",
        "operating_cash_flow": "USD",
        "operating_income": "USD",
        "revenue": "USD",
        "stockholders_equity": "USD",
        "total_assets": "USD",
        "total_liabilities": "USD"
      },
      "fundamentals": {
        "buybacks": 0.0,
        "capex": 28126000.0,
        "cash": 212139000.0,
        "eps_diluted": 3.15,
        "free_cash_flow": 95692000.0,
        "net_income": 83228000.0,
        "operating_cash_flow": 123818000.0,
        "operating_income": 324540000.0,
        "revenue": 1145802000.0,
        "stockholders_equity": 571933000.0,
        "total_assets": 4490712000.0,
        "total_liabilities": 3766801000.0
      },
      "period_end": "2017-12-31",
      "ratio_units": {
        "leverage": "ratio",
        "net_margin": "ratio",
        "operating_margin": "ratio",
        "revenue_growth_yoy": "ratio",
        "roa_avg2y": "ratio",
        "roa_period_end": "ratio",
        "roe_avg2y": "ratio",
        "roe_period_end": "ratio"
      },
      "ratios": {
        "leverage": 6.586087880923115,
        "net_margin": 0.07263733175539927,
        "operating_margin": 0.28324265449004277,
        "revenue_growth_yoy": 0.029069501138369102,
        "roa_avg2y": 0.020395997700830844,
        "roa_period_end": 0.018533363974354178,
        "roe_avg2y": 0.1481323273690974,
        "roe_period_end": 0.14552054174177745
      }
    },
    {
      "accn": "0001084961-20-000024",
      "filed": "2020-02-26",
      "fiscal_year": 2016,
      "form": "10-K",
      "fundamental_units": {
        "buybacks": "USD",
        "capex": "USD",
        "cash": "USD",
        "eps_diluted": "USD/shares",
        "free_cash_flow": "USD",
        "net_income": "USD",
        "operating_cash_flow": "USD",
        "operating_income": "USD",
        "revenue": "USD",
        "stockholders_equity": "USD",
        "total_assets": "USD",
        "total_liabilities": "USD"
      },
      "fundamentals": {
        "buybacks": 0.0,
        "capex": 31668000.0,
        "cash": 149765000.0,
        "eps_diluted": 2.96,
        "free_cash_flow": 98664000.0,
        "net_income": 76570000.0,
        "operating_cash_flow": 130332000.0,
        "operating_income": 241514000.0,
        "revenue": 1113435000.0,
        "stockholders_equity": 551765000.0,
        "total_assets": 3670497000.0,
        "total_liabilities": 3069982000.0
      },
      "period_end": "2016-12-31",
      "ratio_units": {
        "leverage": "ratio",
        "net_margin": "ratio",
        "operating_margin": "ratio",
        "roa_period_end": "ratio",
        "roe_period_end": "ratio"
      },
      "ratios": {
        "leverage": 5.563930296412422,
        "net_margin": 0.06876916928244577,
        "operating_margin": 0.2169089349625259,
        "roa_period_end": 0.02086093518125747,
        "roe_period_end": 0.138772847136009
      }
    },
    {
      "accn": "0001084961-18-000013",
      "filed": "2018-02-21",
      "fiscal_year": 2015,
      "form": "10-K",
      "fundamental_units": {
        "buybacks": "USD"
      },
      "fundamentals": {
        "buybacks": 33185000.0
      },
      "period_end": "2015-12-31",
      "ratios": {}
    }
  ],
  "latest_filing": {
    "accn": "0001084961-26-000009",
    "filed": "2026-02-25",
    "form": "10-K"
  },
  "note": "Static grepcent export of verified SEC companyfacts-derived values. Monetary values are raw reported units from grepcent's resolved facts; no scaling and no FX conversion. Capex, dividends, and buybacks are reported as positive outflow magnitudes. ROE/ROA include both period-end basis (site-consistent) and average-of-two-years basis where the prior-year denominator exists.",
  "schema_version": "1",
  "sic": "6153",
  "sic_description": "Short-Term Business Credit Institutions",
  "source_urls": {
    "sec_companyfacts": "https://data.sec.gov/api/xbrl/companyfacts/CIK0001084961.json",
    "sec_submissions": "https://data.sec.gov/submissions/CIK0001084961.json"
  },
  "ticker": "ECPG"
}
