# AMERICAS CARMART INC (CRMT) MD&A by fiscal year

Verbatim Item 7 Management's Discussion and Analysis sections from AMERICAS CARMART INC's 10-K filings, one page per fiscal year. Extracted from SEC filings with the same bounded parser for every year. Filer text, not grepcent analysis or investment advice.

- [FY 2026 MD&A](/company/CRMT/mda/fy2026/): filed 2026-07-14; accession 0001628280-26-048191 (https://www.sec.gov/Archives/edgar/data/799850/000162828026048191/crmt-20260430.htm); latest 10-K
- [FY 2025 MD&A](/company/CRMT/mda/fy2025/): filed 2025-08-08; accession 0001628280-25-039026 (https://www.sec.gov/Archives/edgar/data/799850/000162828025039026/crmt-20250430.htm)
- [FY 2024 MD&A](/company/CRMT/mda/fy2024/): filed 2024-07-15; accession 0001171843-24-003950 (https://www.sec.gov/Archives/edgar/data/799850/000117184324003950/crmt20240430_10k.htm)
- [FY 2023 MD&A](/company/CRMT/mda/fy2023/): filed 2023-06-26; accession 0001171843-23-004114 (https://www.sec.gov/Archives/edgar/data/799850/000117184323004114/crmt20230430_10k.htm)
- [FY 2022 MD&A](/company/CRMT/mda/fy2022/): filed 2022-07-11; accession 0001171843-22-004802 (https://www.sec.gov/Archives/edgar/data/799850/000117184322004802/crmt20220430_10k.htm)

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