# COMMERCE BANCSHARES INC /MO/ (CBSH) MD&A by fiscal year

Verbatim Item 7 Management's Discussion and Analysis sections from COMMERCE BANCSHARES INC /MO/'s 10-K filings, one page per fiscal year. Extracted from SEC filings with the same bounded parser for every year. Filer text, not grepcent analysis or investment advice.

- [FY 2025 MD&A](/company/CBSH/mda/fy2025/): filed 2026-02-24; accession 0000022356-26-000069 (https://www.sec.gov/Archives/edgar/data/22356/000002235626000069/cbsh-20251231.htm); latest 10-K
- [FY 2024 MD&A](/company/CBSH/mda/fy2024/): filed 2025-02-25; accession 0000022356-25-000016 (https://www.sec.gov/Archives/edgar/data/22356/000002235625000016/cbsh-20241231.htm)
- [FY 2023 MD&A](/company/CBSH/mda/fy2023/): filed 2024-02-22; accession 0000022356-24-000013 (https://www.sec.gov/Archives/edgar/data/22356/000002235624000013/cbsh-20231231.htm)
- [FY 2022 MD&A](/company/CBSH/mda/fy2022/): filed 2023-02-22; accession 0000022356-23-000017 (https://www.sec.gov/Archives/edgar/data/22356/000002235623000017/cbsh-20221231.htm)
- [FY 2021 MD&A](/company/CBSH/mda/fy2021/): filed 2022-02-23; accession 0000022356-22-000014 (https://www.sec.gov/Archives/edgar/data/22356/000002235622000014/cbsh-20211231.htm)

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