{ "cik": 1781755, "cik_padded": "0001781755", "entityName": "Baldwin Insurance Group, Inc.", "fiscal_years": [ { "accn": "0001781755-26-000018", "filed": "2026-02-26", "fiscal_year": 2025, "form": "10-K", "fundamental_units": { "capex": "USD", "cash": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "operating_income": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "capex": 39527000.0, "cash": 123669000.0, "eps_diluted": -0.5, "free_cash_flow": -68945000.0, "net_income": -33813000.0, "operating_cash_flow": -29418000.0, "operating_income": 73936000.0, "revenue": 1504884000.0, "stockholders_equity": 600215000.0, "total_assets": 3862220000.0, "total_liabilities": 2777822000.0 }, "period_end": "2025-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "operating_margin": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 4.628044950559383, "net_margin": -0.022468841452231533, "operating_margin": 0.04913069711685418, "revenue_growth_yoy": 0.08340094612310543, "roa_avg2y": -0.009142415570956195, "roa_period_end": -0.008754809410131997, "roe_avg2y": -0.05714401600093288, "roe_period_end": -0.05633481335854652 } }, { "accn": "0001781755-26-000018", "filed": "2026-02-26", "fiscal_year": 2024, "form": "10-K", "fundamental_units": { "capex": "USD", "cash": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "operating_income": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "capex": 41049000.0, "cash": 90045000.0, "eps_diluted": -0.39, "free_cash_flow": 10404000.0, "net_income": -24518000.0, "operating_cash_flow": 51453000.0, "operating_income": 60648000.0, "revenue": 1389037000.0, "stockholders_equity": 583216000.0, "total_assets": 3534731000.0, "total_liabilities": 2525934000.0 }, "period_end": "2024-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "operating_margin": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 4.331043729938822, "net_margin": -0.017651077689075235, "operating_margin": 0.04366190389456868, "revenue_growth_yoy": 0.13990505147490265, "roa_avg2y": -0.006968639134317549, "roa_period_end": -0.006936312833989347, "roe_avg2y": -0.04287757907291532, "roe_period_end": -0.042039313050396425 } }, { "accn": "0001781755-26-000018", "filed": "2026-02-26", "fiscal_year": 2023, "form": "10-K", "fundamental_units": { "capex": "USD", "cash": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "operating_income": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "capex": 21376000.0, "cash": 116209000.0, "eps_diluted": -1.5, "free_cash_flow": -21330000.0, "net_income": -90141000.0, "operating_cash_flow": 46000.0, "operating_income": -42551000.0, "revenue": 1218555000.0, "stockholders_equity": 560412000.0, "total_assets": 3501937000.0, "total_liabilities": 2483055000.0 }, "period_end": "2023-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "operating_margin": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 4.430767007130468, "net_margin": -0.07397368194295703, "operating_margin": -0.034919228102137365, "revenue_growth_yoy": 0.24251060445387063, "roa_avg2y": -0.025887265855164165, "roa_period_end": -0.025740325996726952, "roe_avg2y": -0.1542828681849457, "roe_period_end": -0.1608477334532451 } }, { "accn": "0001781755-25-000017", "filed": "2025-02-25", "fiscal_year": 2022, "form": "10-K", "fundamental_units": { "capex": "USD", "cash": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "operating_income": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "capex": 21979000.0, "cash": 118090000.0, "eps_diluted": -0.74, "free_cash_flow": -24441000.0, "net_income": -41772000.0, "operating_cash_flow": -2462000.0, "operating_income": -31098000.0, "revenue": 980720000.0, "stockholders_equity": 608104000.0, "total_assets": 3462182000.0, "total_liabilities": 2322143000.0 }, "period_end": "2022-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "operating_margin": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 3.8186609527317694, "net_margin": -0.042593196834978385, "operating_margin": -0.03170935639122278, "revenue_growth_yoy": 0.7287806941775812, "roa_avg2y": -0.01318042833236754, "roa_period_end": -0.012065223607539985, "roe_avg2y": -0.06867644290485636, "roe_period_end": -0.06869219738728902 } }, { "accn": "0001781755-24-000016", "filed": "2024-02-28", "fiscal_year": 2021, "form": "10-K", "fundamental_units": { "cash": "USD", "eps_diluted": "USD/shares", "net_income": "USD", "operating_cash_flow": "USD", "operating_income": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "cash": 138292000.0, "eps_diluted": -0.64, "net_income": -30646000.0, "operating_cash_flow": 40129000.0, "operating_income": -31626000.0, "revenue": 567290000.0, "stockholders_equity": 608383000.0, "total_assets": 2876307000.0, "total_liabilities": 1688751000.0 }, "period_end": "2021-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "operating_margin": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 2.775802413939903, "net_margin": -0.054021752542791165, "operating_margin": -0.05574926404484479, "roa_avg2y": -0.013910332686444916, "roa_period_end": -0.010654634571344435, "roe_avg2y": -0.06278850113607727, "roe_period_end": -0.050372873666752686 } }, { "accn": "0001781755-23-000006", "filed": "2023-02-28", "fiscal_year": 2020, "form": "10-K", "fundamental_units": { "cash": "USD", "eps_diluted": "USD/shares", "net_income": "USD", "operating_cash_flow": "USD", "operating_income": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "cash": 108462000.0, "eps_diluted": -0.58, "net_income": -15696000.0, "operating_cash_flow": 36817000.0, "operating_income": -21938000.0, "stockholders_equity": 367783000.0, "total_assets": 1529914000.0, "total_liabilities": 759946000.0 }, "period_end": "2020-12-31", "ratio_units": { "leverage": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 2.0662890889464713, "roa_avg2y": -0.016276400153057893, "roa_period_end": -0.010259400201579958, "roe_avg2y": -0.07117269899425939, "roe_period_end": -0.04267733962689955 } }, { "accn": "0001781755-22-000008", "filed": "2022-03-01", "fiscal_year": 2019, "form": "10-K", "fundamental_units": { "cash": "USD", "net_income": "USD", "operating_cash_flow": "USD", "operating_income": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "cash": 67689000.0, "net_income": -8650000.0, "operating_cash_flow": 12014000.0, "operating_income": -5068000.0, "stockholders_equity": 73285000.0, "total_assets": 398768000.0, "total_liabilities": 161494000.0 }, "period_end": "2019-12-31", "ratio_units": { "leverage": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 2.2036433103636486, "roa_avg2y": -0.03212072938192661, "roa_period_end": -0.021691810777193753, "roe_avg2y": -1.8041505892168108, "roe_period_end": -0.11803233949648632 } }, { "accn": "0001781755-20-000022", "filed": "2020-03-24", "fiscal_year": 2018, "form": "10-K", "fundamental_units": { "cash": "USD", "net_income": "USD", "operating_cash_flow": "USD", "operating_income": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "cash": 7995000.0, "net_income": -624000.0, "operating_cash_flow": 11793000.0, "operating_income": 9529000.0, "stockholders_equity": -63696000.0, "total_assets": 139825000.0, "total_liabilities": 117022000.0 }, "period_end": "2018-12-31", "ratio_units": { "roa_period_end": "ratio" }, "ratios": { "roa_period_end": -0.004462721258716253 } } ], "latest_filing": { "accn": "0001781755-26-000018", "filed": "2026-02-26", "form": "10-K" }, "note": "Static grepcent export of verified SEC companyfacts-derived values. Monetary values are raw reported units from grepcent's resolved facts; no scaling and no FX conversion. Capex, dividends, and buybacks are reported as positive outflow magnitudes. ROE/ROA include both period-end basis (site-consistent) and average-of-two-years basis where the prior-year denominator exists.", "schema_version": "1", "sic": "6411", "sic_description": "Insurance Agents, Brokers & Service", "source_urls": { "sec_companyfacts": "https://data.sec.gov/api/xbrl/companyfacts/CIK0001781755.json", "sec_submissions": "https://data.sec.gov/submissions/CIK0001781755.json" }, "ticker": "BWIN" }