{ "cik": 1108134, "cik_padded": "0001108134", "entityName": "Beacon Financial Corp", "fiscal_years": [ { "accn": "0001628280-26-013247", "filed": "2026-03-02", "fiscal_year": 2025, "form": "10-K", "fundamental_units": { "capex": "USD", "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "capex": 12288000.0, "cash": 2041745000.0, "dividends_paid": 63119000.0, "eps_diluted": 1.03, "free_cash_flow": 212156000.0, "net_income": 90271000.0, "operating_cash_flow": 224444000.0, "revenue": 832788000.0, "stockholders_equity": 2496061000.0, "total_assets": 23220372000.0, "total_liabilities": 20724311000.0 }, "period_end": "2025-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 8.302806301608815, "net_margin": 0.10839613443037123, "payout_ratio": 0.699216802738421, "revenue_growth_yoy": 0.3249963008395901, "roa_avg2y": 0.005139883625942465, "roa_period_end": 0.003887577683940636, "roe_avg2y": 0.04855890263582571, "roe_period_end": 0.03616538217615675 } }, { "accn": "0001628280-26-013247", "filed": "2026-03-02", "fiscal_year": 2024, "form": "10-K", "fundamental_units": { "buybacks": "USD", "capex": "USD", "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 17536000.0, "capex": 4985000.0, "cash": 543670000.0, "dividends_paid": 48058000.0, "eps_diluted": 0.77, "free_cash_flow": 99969000.0, "net_income": 68715000.0, "operating_cash_flow": 104954000.0, "revenue": 628521000.0, "stockholders_equity": 1221939000.0, "total_assets": 11905326000.0, "total_liabilities": 10683387000.0 }, "period_end": "2024-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 8.742978986676095, "net_margin": 0.10932808927625332, "payout_ratio": 0.6993815033107764, "revenue_growth_yoy": 0.0887496167417593, "roa_avg2y": 0.005647155237844348, "roa_period_end": 0.005771786509668026, "roe_avg2y": 0.056775578445358, "roe_period_end": 0.056234394679276135 } }, { "accn": "0001628280-26-013247", "filed": "2026-03-02", "fiscal_year": 2023, "form": "10-K", "fundamental_units": { "buybacks": "USD", "capex": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 23844000.0, "capex": 12357000.0, "dividends_paid": 47926000.0, "eps_diluted": 0.85, "free_cash_flow": 104240000.0, "net_income": 74999000.0, "operating_cash_flow": 116597000.0, "revenue": 577287000.0, "stockholders_equity": 1198644000.0, "total_assets": 12430821000.0, "total_liabilities": 11418600000.0 }, "period_end": "2023-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 9.526264679087369, "net_margin": 0.12991631545487772, "payout_ratio": 0.639021853624715, "revenue_growth_yoy": 0.4907077212290546, "roa_avg2y": 0.00622561472020573, "roa_period_end": 0.00603331026969176, "roe_avg2y": 0.06846819541448687, "roe_period_end": 0.0625698706204678 } }, { "accn": "0001628280-26-013247", "filed": "2026-03-02", "fiscal_year": 2022, "form": "10-K", "fundamental_units": { "buybacks": "USD", "capex": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 124519000.0, "capex": 1495000.0, "dividends_paid": 24527000.0, "eps_diluted": 2.02, "free_cash_flow": 109244000.0, "net_income": 92533000.0, "operating_cash_flow": 110739000.0, "revenue": 387257000.0, "stockholders_equity": 992125000.0, "total_assets": 11662864000.0, "total_liabilities": 10708802000.0 }, "period_end": "2022-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 10.793803200201587, "net_margin": 0.2389446801478088, "payout_ratio": 0.26506219402807646, "revenue_growth_yoy": 0.17684044185799158, "roa_avg2y": 0.007970875075594016, "roa_period_end": 0.00793398602607387, "roe_avg2y": 0.0851050327422559, "roe_period_end": 0.0932674814161522 } }, { "accn": "0001108134-25-000003", "filed": "2025-03-03", "fiscal_year": 2021, "form": "10-K", "fundamental_units": { "buybacks": "USD", "capex": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 68712000.0, "capex": 1606000.0, "dividends_paid": 24553000.0, "eps_diluted": 2.39, "free_cash_flow": 83182000.0, "net_income": 118664000.0, "operating_cash_flow": 84788000.0, "revenue": 329065000.0, "stockholders_equity": 1182435000.0, "total_assets": 11554913000.0, "total_liabilities": 10372478000.0 }, "period_end": "2021-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 8.772133774795233, "net_margin": 0.36060960600489267, "payout_ratio": 0.20691195307759724, "revenue_growth_yoy": -0.19697546500334323, "roa_avg2y": 0.009729378099207943, "roa_period_end": 0.010269571047397761, "roe_avg2y": 0.10012960887820815, "roe_period_end": 0.1003556220849349 } }, { "accn": "0001108134-24-000003", "filed": "2024-02-28", "fiscal_year": 2020, "form": "10-K", "fundamental_units": { "buybacks": "USD", "capex": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 473000.0, "capex": 7208000.0, "dividends_paid": 36564000.0, "eps_diluted": -10.6, "free_cash_flow": 220433000.0, "net_income": -533017000.0, "operating_cash_flow": 227641000.0, "revenue": 409782000.0, "stockholders_equity": 1187773000.0, "total_assets": 12838013000.0, "total_liabilities": 11650240000.0 }, "period_end": "2020-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 9.808473504617465, "net_margin": -1.3007330727069515, "revenue_growth_yoy": -0.19573789088796556, "roa_avg2y": -0.040916354324787886, "roa_period_end": -0.041518652458133506, "roe_avg2y": -0.361816723613083, "roe_period_end": -0.4487532550411569 } }, { "accn": "0001108134-23-000006", "filed": "2023-03-01", "fiscal_year": 2019, "form": "10-K", "fundamental_units": { "buybacks": "USD", "capex": "USD", "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 52746000.0, "capex": 10565000.0, "cash": 579829000.0, "dividends_paid": 45107000.0, "eps_diluted": 1.97, "free_cash_flow": 100960000.0, "net_income": 97450000.0, "operating_cash_flow": 111525000.0, "revenue": 509513000.0, "stockholders_equity": 1758564000.0, "total_assets": 13215970000.0, "total_liabilities": 11457406000.0 }, "period_end": "2019-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 6.5152055881958235, "net_margin": 0.19126106694039213, "payout_ratio": 0.46287326834273984, "revenue_growth_yoy": 0.09362430080662125, "roa_avg2y": 0.007664718396712375, "roa_period_end": 0.007373654752545594, "roe_avg2y": 0.058855823465143405, "roe_period_end": 0.055414531401757346 } }, { "accn": "0001108134-22-000004", "filed": "2022-03-01", "fiscal_year": 2018, "form": "10-K", "fundamental_units": { "buybacks": "USD", "capex": "USD", "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 0.0, "capex": 9349000.0, "cash": 183189000.0, "dividends_paid": 40884000.0, "eps_diluted": 2.29, "free_cash_flow": 212905000.0, "net_income": 105765000.0, "operating_cash_flow": 222254000.0, "revenue": 465894000.0, "stockholders_equity": 1552918000.0, "total_assets": 12212231000.0, "total_liabilities": 10659313000.0 }, "period_end": "2018-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 6.86405399383612, "net_margin": 0.2270151579543845, "payout_ratio": 0.3865550985675791, "revenue_growth_yoy": 0.31209656524237067, "roa_avg2y": 0.0088941748347621, "roa_period_end": 0.008660579708981922, "roe_avg2y": 0.06937270389238819, "roe_period_end": 0.06810726644935534 } }, { "accn": "0001108134-21-000007", "filed": "2021-03-01", "fiscal_year": 2017, "form": "10-K", "fundamental_units": { "buybacks": "USD", "capex": "USD", "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 0.0, "capex": 11256000.0, "cash": 248763000.0, "dividends_paid": 33241000.0, "eps_diluted": 1.39, "free_cash_flow": 66835000.0, "net_income": 55247000.0, "operating_cash_flow": 78091000.0, "revenue": 355076000.0, "stockholders_equity": 1496264000.0, "total_assets": 11570751000.0, "total_liabilities": 10074487000.0 }, "period_end": "2017-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 6.733094560852898, "net_margin": 0.15559204226700762, "payout_ratio": 0.601679729216066, "revenue_growth_yoy": 0.26614343939323704, "roa_avg2y": 0.0053293029717951705, "roa_period_end": 0.004774711684660745, "roe_avg2y": 0.04266899189901613, "roe_period_end": 0.03692329695829078 } }, { "accn": "0001108134-20-000002", "filed": "2020-02-28", "fiscal_year": 2016, "form": "10-K", "fundamental_units": { "buybacks": "USD", "capex": "USD", "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 0.0, "capex": 9101000.0, "cash": 113075000.0, "dividends_paid": 24916000.0, "eps_diluted": 1.88, "free_cash_flow": 89041000.0, "net_income": 58670000.0, "operating_cash_flow": 98142000.0, "revenue": 280439000.0, "stockholders_equity": 1093298000.0, "total_assets": 9162542000.0, "total_liabilities": 8069244000.0 }, "period_end": "2016-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "roa_period_end": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 7.3806446183931556, "net_margin": 0.20920770648875514, "payout_ratio": 0.42468041588546107, "roa_period_end": 0.006403244863707037, "roe_period_end": 0.05366331960727999 } }, { "accn": "0001108134-18-000007", "filed": "2018-03-01", "fiscal_year": 2015, "form": "10-K", "fundamental_units": { "buybacks": "USD", "cash": "USD" }, "fundamentals": { "buybacks": 550000.0, "cash": 103562000.0 }, "period_end": "2015-12-31", "ratios": {} }, { "accn": "0001108134-16-000012", "filed": "2016-02-29", "fiscal_year": 2014, "form": "10-K", "fundamental_units": { "cash": "USD" }, "fundamentals": { "cash": 71754000.0 }, "period_end": "2014-12-31", "ratios": {} }, { "accn": "0001104659-15-020029", "filed": "2015-03-16", "fiscal_year": 2013, "form": "10-K", "fundamental_units": { "cash": "USD" }, "fundamentals": { "cash": 75539000.0 }, "period_end": "2013-12-31", "ratios": {} }, { "accn": "0001104659-14-020233", "filed": "2014-03-17", "fiscal_year": 2012, "form": "10-K", "fundamental_units": { "cash": "USD" }, "fundamentals": { "cash": 98244000.0 }, "period_end": "2012-12-31", "ratios": {} } ], "latest_filing": { "accn": "0001628280-26-013247", "filed": "2026-03-02", "form": "10-K" }, "note": "Static grepcent export of verified SEC companyfacts-derived values. Monetary values are raw reported units from grepcent's resolved facts; no scaling and no FX conversion. Capex, dividends, and buybacks are reported as positive outflow magnitudes. ROE/ROA include both period-end basis (site-consistent) and average-of-two-years basis where the prior-year denominator exists.", "schema_version": "1", "sic": "6036", "sic_description": "Savings Institutions, Not Federally Chartered", "source_urls": { "sec_companyfacts": "https://data.sec.gov/api/xbrl/companyfacts/CIK0001108134.json", "sec_submissions": "https://data.sec.gov/submissions/CIK0001108134.json" }, "ticker": "BBT" }