{ "cik": 715579, "cik_padded": "0000715579", "entityName": "ACNB CORP", "fiscal_years": [ { "accn": "0001628280-26-017229", "filed": "2026-03-12", "fiscal_year": 2025, "form": "10-K", "fundamental_units": { "buybacks": "USD", "capex": "USD", "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 11164000.0, "capex": 1076000.0, "cash": 65648000.0, "dividends_paid": 14382000.0, "eps_diluted": 3.6, "free_cash_flow": 52567000.0, "net_income": 37051000.0, "operating_cash_flow": 53643000.0, "revenue": 191821000.0, "stockholders_equity": 419974000.0, "total_assets": 3228126000.0, "total_liabilities": 2808152000.0 }, "period_end": "2025-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 6.686490116054803, "net_margin": 0.19315403422982885, "payout_ratio": 0.3881676607918815, "revenue_growth_yoy": 0.4510458035477892, "roa_avg2y": 0.01317847765481359, "roa_period_end": 0.011477556947901042, "roe_avg2y": 0.10245739007558967, "roe_period_end": 0.0882221280364975 } }, { "accn": "0001628280-26-017229", "filed": "2026-03-12", "fiscal_year": 2024, "form": "10-K", "fundamental_units": { "buybacks": "USD", "capex": "USD", "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 249000.0, "capex": 960000.0, "cash": 47262000.0, "dividends_paid": 10713000.0, "eps_diluted": 3.73, "free_cash_flow": 38822000.0, "net_income": 31846000.0, "operating_cash_flow": 39782000.0, "revenue": 132195000.0, "stockholders_equity": 303273000.0, "total_assets": 2394830000.0, "total_liabilities": 2091557000.0 }, "period_end": "2024-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 6.8966146013657665, "net_margin": 0.24090169824879912, "payout_ratio": 0.33640017584626014, "revenue_growth_yoy": 0.14867272016335753, "roa_avg2y": 0.013231465260340485, "roa_period_end": 0.013297812370815464, "roe_avg2y": 0.10967499750315979, "roe_period_end": 0.10500769933360371 } }, { "accn": "0001628280-26-017229", "filed": "2026-03-12", "fiscal_year": 2023, "form": "10-K", "fundamental_units": { "buybacks": "USD", "capex": "USD", "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 2027000.0, "capex": 1168000.0, "cash": 65958000.0, "dividends_paid": 9702000.0, "eps_diluted": 3.71, "free_cash_flow": 39434000.0, "net_income": 31688000.0, "operating_cash_flow": 40602000.0, "revenue": 115085000.0, "stockholders_equity": 277461000.0, "total_assets": 2418847000.0, "total_liabilities": 2141386000.0 }, "period_end": "2023-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "revenue_growth_yoy": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 7.717790968820843, "net_margin": 0.27534431072685406, "payout_ratio": 0.30617268366574096, "revenue_growth_yoy": 0.05722238553685603, "roa_avg2y": 0.012817852443413234, "roa_period_end": 0.013100456539830753, "roe_avg2y": 0.12129308348468813, "roe_period_end": 0.1142070417103665 } }, { "accn": "0001628280-26-017229", "filed": "2026-03-12", "fiscal_year": 2022, "form": "10-K", "fundamental_units": { "buybacks": "USD", "capex": "USD", "cash": "USD", "dividends_paid": "USD", "eps_diluted": "USD/shares", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "revenue": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 6682000.0, "capex": 1811000.0, "cash": 168161000.0, "dividends_paid": 9117000.0, "eps_diluted": 4.15, "free_cash_flow": 37390000.0, "net_income": 35752000.0, "operating_cash_flow": 39201000.0, "revenue": 108856000.0, "stockholders_equity": 245042000.0, "total_assets": 2525507000.0, "total_liabilities": 2280465000.0 }, "period_end": "2022-12-31", "ratio_units": { "leverage": "ratio", "net_margin": "ratio", "payout_ratio": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 9.306425021016805, "net_margin": 0.3284338943191005, "payout_ratio": 0.25500671291116583, "roa_avg2y": 0.013459591672009419, "roa_period_end": 0.014156365434742408, "roe_avg2y": 0.13826388942601459, "roe_period_end": 0.14590151892328662 } }, { "accn": "0000715579-25-000030", "filed": "2025-03-14", "fiscal_year": 2021, "form": "10-K", "fundamental_units": { "buybacks": "USD", "capex": "USD", "cash": "USD", "dividends_paid": "USD", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 1517000.0, "capex": 1576000.0, "cash": 710131000.0, "dividends_paid": 8968000.0, "free_cash_flow": 40550000.0, "net_income": 27834000.0, "operating_cash_flow": 42126000.0, "stockholders_equity": 272114000.0, "total_assets": 2786987000.0, "total_liabilities": 2514873000.0 }, "period_end": "2021-12-31", "ratio_units": { "leverage": "ratio", "payout_ratio": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 9.241983139419508, "payout_ratio": 0.3221958755478911, "roa_avg2y": 0.010420135412343896, "roa_period_end": 0.009987129469925766, "roe_avg2y": 0.10501692178250321, "roe_period_end": 0.10228801164217938 } }, { "accn": "0000715579-23-000015", "filed": "2023-03-03", "fiscal_year": 2020, "form": "10-K", "fundamental_units": { "buybacks": "USD", "capex": "USD", "cash": "USD", "dividends_paid": "USD", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "buybacks": 0.0, "capex": 1048000.0, "cash": 399352000.0, "dividends_paid": 8685000.0, "free_cash_flow": 24422000.0, "net_income": 18394000.0, "operating_cash_flow": 25470000.0, "stockholders_equity": 257972000.0, "total_assets": 2555362000.0, "total_liabilities": 2297390000.0 }, "period_end": "2020-12-31", "ratio_units": { "leverage": "ratio", "payout_ratio": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 8.905578900035662, "payout_ratio": 0.4721648363596825, "roa_avg2y": 0.008604142328062746, "roa_period_end": 0.007198197359121721, "roe_avg2y": 0.08221002574370709, "roe_period_end": 0.07130231187880855 } }, { "accn": "0000715579-22-000018", "filed": "2022-03-14", "fiscal_year": 2019, "form": "10-K", "fundamental_units": { "capex": "USD", "cash": "USD", "dividends_paid": "USD", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "capex": 1424000.0, "cash": 114356000.0, "dividends_paid": 6920000.0, "free_cash_flow": 24299000.0, "net_income": 23721000.0, "operating_cash_flow": 25723000.0, "stockholders_equity": 189516000.0, "total_assets": 1720253000.0, "total_liabilities": 1530737000.0 }, "period_end": "2019-12-31", "ratio_units": { "leverage": "ratio", "payout_ratio": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 8.077085839718018, "payout_ratio": 0.29172463218245437, "roa_avg2y": 0.014086200707427634, "roa_period_end": 0.013789250767183665, "roe_avg2y": 0.13264812541765342, "roe_period_end": 0.12516621287912366 } }, { "accn": "0001047469-20-001268", "filed": "2021-03-05", "fiscal_year": 2018, "form": "10-K", "fundamental_units": { "capex": "USD", "cash": "USD", "dividends_paid": "USD", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "capex": 1743000.0, "cash": 40905000.0, "dividends_paid": 6261000.0, "free_cash_flow": 27801000.0, "net_income": 21748000.0, "operating_cash_flow": 29544000.0, "stockholders_equity": 168137000.0, "total_assets": 1647724000.0, "total_liabilities": 1479587000.0 }, "period_end": "2018-12-31", "ratio_units": { "leverage": "ratio", "payout_ratio": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 8.799889375925584, "payout_ratio": 0.28788854147507814, "roa_avg2y": 0.013411627439444788, "roa_period_end": 0.01319881242246881, "roe_avg2y": 0.13503755010043372, "roe_period_end": 0.12934690163378673 } }, { "accn": "0001047469-20-001268", "filed": "2020-03-06", "fiscal_year": 2017, "form": "10-K", "fundamental_units": { "capex": "USD", "cash": "USD", "dividends_paid": "USD", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "capex": 1757000.0, "cash": 34441000.0, "dividends_paid": 5233000.0, "free_cash_flow": 15250000.0, "net_income": 9788000.0, "operating_cash_flow": 17007000.0, "stockholders_equity": 153966000.0, "total_assets": 1595432000.0, "total_liabilities": 1441466000.0 }, "period_end": "2017-12-31", "ratio_units": { "leverage": "ratio", "payout_ratio": "ratio", "roa_avg2y": "ratio", "roa_period_end": "ratio", "roe_avg2y": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 9.362235818297545, "payout_ratio": 0.5346342460155292, "roa_avg2y": 0.006987056670254898, "roa_period_end": 0.006135015469164464, "roe_avg2y": 0.07143821594222467, "roe_period_end": 0.06357247704038554 } }, { "accn": "0001047469-19-001018", "filed": "2019-03-08", "fiscal_year": 2016, "form": "10-K", "fundamental_units": { "capex": "USD", "cash": "USD", "dividends_paid": "USD", "free_cash_flow": "USD", "net_income": "USD", "operating_cash_flow": "USD", "stockholders_equity": "USD", "total_assets": "USD", "total_liabilities": "USD" }, "fundamentals": { "capex": 2344000.0, "cash": 18931000.0, "dividends_paid": 4840000.0, "free_cash_flow": 9777000.0, "net_income": 10869000.0, "operating_cash_flow": 12121000.0, "stockholders_equity": 120061000.0, "total_assets": 1206320000.0, "total_liabilities": 1086259000.0 }, "period_end": "2016-12-31", "ratio_units": { "leverage": "ratio", "payout_ratio": "ratio", "roa_period_end": "ratio", "roe_period_end": "ratio" }, "ratios": { "leverage": 9.047559157428307, "payout_ratio": 0.44530315576409973, "roa_period_end": 0.009010047085350487, "roe_period_end": 0.09052898110127354 } }, { "accn": "0001047469-12-002448", "filed": "2012-03-12", "fiscal_year": 2009, "form": "10-K", "fundamental_units": { "buybacks": "USD" }, "fundamentals": { "buybacks": 286000.0 }, "period_end": "2009-12-31", "ratios": {} } ], "latest_filing": { "accn": "0001628280-26-017229", "filed": "2026-03-12", "form": "10-K" }, "note": "Static grepcent export of verified SEC companyfacts-derived values. Monetary values are raw reported units from grepcent's resolved facts; no scaling and no FX conversion. Capex, dividends, and buybacks are reported as positive outflow magnitudes. ROE/ROA include both period-end basis (site-consistent) and average-of-two-years basis where the prior-year denominator exists.", "schema_version": "1", "sic": "6022", "sic_description": "State Commercial Banks", "source_urls": { "sec_companyfacts": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000715579.json", "sec_submissions": "https://data.sec.gov/submissions/CIK0000715579.json" }, "ticker": "ACNB" }